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Explore the Best Career Opportunities in Commerce with Maths for 2025

Updated on 12 November, 2024

73.82K+ views
11 min read

So, why is choosing commerce with math such a great option? Let’s think about it: if you are interested in solving problems, analyzing trends, and making sense of financial complexities, this combination can be your golden pathway! It’s like getting the best of both worlds—deep insights from commerce and sharp, analytical skills from math. 

This powerful duo opens doors to numerous high-paying, dynamic roles across industries like finance, business, data science, and even tech.

Are you ready to dive into the world of endless possibilities? If you’re intrigued by the idea of balancing spreadsheets, decoding market data, or understanding corporate finance, then get excited because we’re about to explore the top courses that will set you up for success in 2025 and beyond. 

Let’s break down your options and start charting a course for a brilliant future!

Career Options in Commerce with Maths

If you’re wondering about the kind of careers you can pursue with a background in commerce and math, you're in for an exciting range of opportunities! 

The blend of these fields gives you a versatile skill set that’s highly valued across industries. 

Here’s a list of some popular career paths you can consider:

Career Option

Description

Financial Analyst Analyze financial data and trends to make investment recommendations and support business decisions.
Accountant Manage financial records, handle tax filings, and ensure regulatory compliance for businesses.
Investment Banker Specialize in financial modeling, mergers, acquisitions, and raising capital for companies.
Actuary Use mathematical models to assess and manage financial risks, particularly in insurance and finance.
Data Analyst Interpret complex datasets to inform strategic business decisions, valuable across industries.
Chartered Accountant (CA) Handle auditing, taxation, and financial consultancy, a prestigious role in the commerce field.
Corporate Secretary Oversee corporate governance and ensure companies meet regulatory and legal requirements.
Economist Analyze economic trends and policy impacts, providing insights for public and corporate strategy.
Management Consultant Advise businesses on improving performance through analysis and data-driven recommendations.
Certified Financial Planner (CFP) Provide tailored financial advice for individuals to meet investment and financial goals.

Each role leverages the analytical, financial, and strategic insights gained from a background in commerce with math, offering diverse and rewarding career paths.

Top 15 Courses to Propel Your Career

Ready to explore the best options for commerce with math? Here’s a list of 15 top courses to kickstart a lucrative career. Each option is tailored to different strengths, so whether you’re a numbers enthusiast, a business strategist, or a tech-savvy innovator, there’s something here for you.

1. Chartered Accountancy (CA)

Why Choose CA? Imagine being the person businesses turn to for financial insights and stability. CA is one of the most respected curses for those who love auditing, taxation, and financial reporting.

  • Career Prospects: Auditor, Tax Consultant, Financial Analyst
  • Expected Salary: INR 8–10 lakhs annually

Also Read: Average Chartered Accountant Salary in India: Eligibility, Roles, Salary and More

2. Bachelor of Commerce (B.Com) in Accounting & Finance

Why Choose B.Com in Accounting & Finance? This foundational course is like a stepping stone into the world of finance. It sets you up for vital roles in financial analysis and business consulting.

  • Career Prospects: Account Manager, Financial Analyst, Business Consultant
  • Expected Salary: INR 4–6 lakhs annually

Also Read: 10 Best Career Options after Bachelors in Commerce 2024

3. Company Secretary (CS)

Why Choose CS? Corporate governance and compliance are essential in today’s business world. As a CS, you’ll be at the forefront, ensuring organizations follow regulations.

  • Career Prospects: Corporate Secretary, Compliance Officer
  • Expected Salary: INR 5–7 lakhs annually

4. Bachelor of Economics (B.Econ)

Why Choose Economics? Fascinated by economic policies and global trends? B.Econ is perfect for aspiring economists and policy analysts who want to shape the economy.

  • Career Prospects: Economist, Policy Analyst, Financial Researcher
  • Expected Salary: INR 6–8 lakhs annually

Also Read: Career Options in Economics: Top 9 Career Opportunities in India

5. Bachelor of Management Studies (BMS)

Why Choose BMS? If you dream of managing people and projects, BMS gives you the skills to lead, strategize, and execute.

  • Career Prospects: Business Development Manager, Project Manager
  • Expected Salary: INR 5–6 lakhs annually

Also Read: Career Options after BMS. What to do after BMS?

6. Actuarial Science

Why Choose Actuarial Science? Are you interested in risk assessment? Actuarial science uses math to calculate and predict financial risk, especially for insurance and finance.

  • Career Prospects: Actuary, Risk Analyst
  • Expected Salary: INR 10–12 lakhs annually

Also Read: What is Actuarial Science? Eligibility, Scope and Jobs

7. Certified Financial Planner (CFP)

Why Choose CFP? Help individuals navigate their finances! As a CFP, you’ll provide guidance on wealth management, investment, and financial planning.

  • Career Prospects: Financial Advisor, Investment Consultant
  • Expected Salary: INR 5–7 lakhs annually

Also Read: How to become a Financial Advisor? Salary and Qualifications

8. Financial Modeling and Investment Banking

Why Choose Financial Modeling? If Wall Street calls to you, investment banking and financial modeling are excellent options, involving scenario analysis and financial models.

  • Career Prospects: Investment Banker, Financial Analyst
  • Expected Salary: INR 12–15 lakhs annually

Interested in FMVA? Take the next step with upGrad’s Professional Certificate Program in Financial Modelling and Analysis and start your journey!

9. Data Science with Business Analytics

Why Choose Data Science with Analytics? A mix of data science and business insights, this course allows you to use data to drive decisions—a skill increasingly valued in all industries.

  • Career Prospects: Data Analyst, Business Intelligence Analyst
  • Expected Salary: INR 8–10 lakhs annually

Step into the world of data with confidence! upGrad’s Online Data Science courses are your gateway to success – join now!

10. Digital Marketing with E-Commerce Focus

Why Choose Digital Marketing? E-commerce is booming, and digital marketing expertise helps you excel in online business strategies.

  • Career Prospects: Digital Marketer, E-commerce Specialist
  • Expected Salary: INR 4–6 lakhs annually

Take Your Marketing Skills to the Next Level! Enroll in the Advanced Certificate in Digital Marketing and Communication with upGrad.

11. Certified Management Accountant (CMA)

Why Choose CMA? This role focuses on cost control and financial planning, essential for businesses aiming to maximize profit.

  • Career Prospects: Cost Accountant, Management Consultant
  • Expected Salary: INR 6–8 lakhs annually

12. Bachelor of Business Administration (BBA) with Finance Specialization

Why Choose BBA in Finance? This course offers a strong business foundation with a focus on financial management.

  • Career Prospects: Financial Analyst, Business Manager
  • Expected Salary: INR 4–6 lakhs annually

Also Read: Top 40 Career Options after BBA: High-Paying and In-Demand Roles for 2025

13. Bachelor of Statistics (B.Stat)

Why Choose B.Stat? If you enjoy math and data, B.Stat prepares you for roles in statistical analysis, data interpretation, and market research.

  • Career Prospects: Statistician, Data Scientist, Market Analyst
  • Expected Salary: INR 8–10 lakhs annually

Are you keen to know more about the Bachelor of Statistics course? Explore upGrad’s course page for B.Stat. 

14. MBA in Finance

Why Choose an MBA in Finance? MBA in Finance is an advanced option for those interested in strategy, investment, and high-level business decisions.

  • Career Prospects: Investment Banker, Finance Manager, Consultant
  • Expected Salary: INR 10–15 lakhs annually

Intrigued about the course? Let upGrad help you! Check our MBA in Finance courses.  If you still require details, connect with our experts. 

15. Bachelor of Financial and Investment Analysis (BFIA)

Why Choose BFIA? With a focus on financial analysis and investment strategies, BFIA prepares you to advise and manage investment portfolios.

  • Career Prospects: Investment Analyst, Portfolio Manager
  • Expected Salary: INR 7–9 lakhs annually

Transform your financial career! upGrad’s Financial Analysis courses provide the skills you need to excel – start learning now!

Entrance Exams for Commerce with Maths After 12th

Are you prepared for the journey ahead? Whether you’re aiming for top institutions in India or abroad, getting into your chosen program might involve exams. 

Here’s a rundown of the main admission pathways:

Merit-Based Admission: Many universities offer merit-based entry, where your 12th-grade performance matters most.

Entrance Exam-Based Admission: Competitive exams are required for certain fields, with popular ones like IPU CET, AIMA UGAT, and SET opening doors to elite institutions.

International Requirements: For those eyeing global opportunities, exams like SAT, ACT, IELTS, or TOEFL assess your readiness and language skills.

How to Choose the Right Course?

With so many options in commerce and maths, choosing the right course can feel overwhelming. But don't worry—making the right choice is about aligning your personal interests, strengths, and career goals. 

Let’s explore some guiding principles to help you select a course that’s perfect for you.

  1. Align With Your Interests and Strengths:
    What subjects naturally engage you? Do you find yourself fascinated by numbers, data, or financial strategies? If finance excites you, courses like CA, B.Com, or even a Chartered Financial Analyst (CFA) program could be a great fit. If you're tech-inclined and enjoy using data to solve problems, consider diving into data science or financial modeling.
  2. Research Industry Demand:
    Some career paths are seeing exceptional growth and demand—like investment banking, data analytics, and digital marketing. Look up recent job trends, skill demands, and emerging industries to get a sense of what the market values. 
  3. Think About Time and Cost:
    Every course has its time commitment and financial requirements. Some courses, like CA or CFA, are intensive and may take years to complete but offer strong long-term payoffs. On the other hand, quicker certifications in digital marketing or financial planning can jump-start your career in a shorter time frame. Weigh the investment against potential returns—both in terms of salary and personal satisfaction.
  4. Consider Flexibility and Career Growth:
    A course that offers diverse career paths or opportunities for advancement is often a smart choice. For example, degrees like BBA, B.Com, or an MBA offer flexibility to transition between various roles in finance, management, and even tech-based careers..
  5. Seek Advice and Do Some Real-World Research:
    Don't hesitate to reach out to people who are already working in the roles you’re interested in. This can include speaking with career counselors, professors, or industry professionals. Learning about their experiences and day-to-day responsibilities can provide clarity and help you visualize whether a particular career path matches your aspirations. 

Making an informed decision now can set you on a path to a career that not only aligns with the market demand but also keeps you motivated and fulfilled. Whatever course you choose, remember that your education is a foundation, and you have the power to shape it to fit your future vision.

Commerce with Maths Scope in 2025

The future for commerce with maths students is incredibly promising, with pathways tailored to diverse skill sets and career interests. So, where do you fit in? By considering your unique strengths and career aspirations, you can find a course that not only matches your interests but also aligns with the booming demands of the industry. 

Here’s how to think about it based on different skill sets:

  1. Analytical and Mathematical Skills
    Courses: CA, Actuarial Science, B.Stat
    Careers: Actuarial Analyst, Risk Manager, Auditor
    Ideal for those who enjoy working with numbers, analysis, and problem-solving.
  2. People-Oriented and Strategic Skills
    Courses: MBA in Finance, BMS, CFP
    Careers: Corporate Governance Specialist, Business Manager, Financial Planner
    Perfect for natural leaders and those who enjoy strategizing and collaborating with others.
  3. Creative and Tech-Savvy Skills
    Courses: Digital Marketing, Data Analytics, Financial Modeling
    Careers: Digital Marketer, Data Analyst, Investment Consultant
    For those interested in blending creativity with digital and tech-driven strategies.
  4. Digital Transformation and Innovation
    Courses: FinTech, E-commerce Management, Business Analytics
    Careers: Digital Transformation Consultant, E-commerce Strategist
    For visionaries who want to drive change and shape the future of business.

Whether you’re mapping out a future in analytics, strategy, or digital transformation, there’s a course here that aligns with your goals. Dive in, explore, and start planning the future you envision.

Conclusion

Choosing commerce with math opens a world of exciting opportunities. Whether you’re drawn to finance, analytics, or digital transformation, this combination equips you with the skills needed to thrive in high-demand fields. 

By selecting the right course based on your interests and strengths, you can build a successful career across various industries. With a solid foundation in both commerce and math, the possibilities are endless—start exploring and take the first step toward a bright future today!

Feeling overwhelmed by all the courses? Don't worry, upGrad has got your back! Reach out to our expert today for a personalized session where you can get all your questions answered and gain the clarity you need to succeed. Let's take the stress out of learning—connect now!

Frequently Asked Questions (FAQs)

1. What are the top career options in commerce with math?

Careers in commerce with math include roles like Chartered Accountant (CA), Actuary, Financial Analyst, Investment Banker, Business Analyst, Tax Consultant, and Economist. These careers combine financial skills with analytical abilities, offering diverse opportunities in finance, accounting, and data-driven sectors.

2. Can I pursue engineering after commerce with math?

Yes, students from commerce with math can pursue engineering by taking an entrance exam like JEE (Joint Entrance Exam). Their background in mathematics will be helpful in subjects such as physics and mathematics in engineering courses like computer science or mechanical engineering.

3. What is the role of an actuary in the financial sector?

Actuaries use mathematics, statistics, and financial theory to assess risk and uncertainty. They work in insurance, pension planning, and investment sectors, helping businesses make data-driven decisions about risk management and long-term financial stability.

4. How can I become a Chartered Accountant (CA) after studying commerce with math?

After completing 12th grade in commerce with math, you can pursue the CA course. This involves clearing the CPT (Common Proficiency Test), IPCC (Integrated Professional Competence Course), and the final CA exams, along with practical training as an article clerk.

5. Is pursuing a career in data science a good option with commerce and math?

Yes, data science is a great option. A solid foundation in mathematics, particularly statistics, is essential for analyzing data, which is the core of data science. You can further specialize by learning programming languages and machine learning techniques.

6. What career opportunities exist in financial markets with commerce and math?

Financial markets offer careers such as stockbroker, equity research analyst, investment banker, and portfolio manager. These roles require strong mathematical skills to analyze market trends, calculate returns, and assess risks in investment portfolios.

7. What skills are essential for a career in business analytics?

Business analytics requires proficiency in statistical analysis, data interpretation, problem-solving, and knowledge of software like Excel, R, or Python. A strong understanding of business principles, along with mathematical and analytical skills, is essential to excel in this field.

8. How can I become a financial analyst after studying commerce with math?

After completing a commerce course with math, you can pursue a degree in finance or business administration. Certifications like CFA (Chartered Financial Analyst) can enhance your qualifications. Financial analysts assess investment opportunities and provide insights into financial data to guide business decisions.

9. What career options are available in economics for commerce students with math?

With a background in commerce and math, careers in economics include roles like economic analyst, policy advisor, market researcher, and economist in private firms or government sectors. You may work on economic modeling, forecasting, or analyzing trends in the global economy.

10. What is the role of a tax consultant in commerce with math?

Tax consultants help businesses and individuals minimize tax liabilities through effective tax planning. They need strong knowledge of tax laws, financial statements, and mathematics to calculate taxes, deductions, and optimize financial strategies for their clients.

11. Can I pursue an MBA after studying commerce with math?

Yes, you can pursue an MBA after completing commerce with math. Your background in math will be beneficial for courses like finance, accounting, and business analytics. An MBA opens up a wide range of career opportunities in management, consulting, and entrepreneurship.

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India’s Education Sector needs a new Avatar, a Contemporary Approach

This article was originally published in Economic Times. Everyone seems to be talking about disruption. Like “startup” and “funding”, “disruption” has become a part of our daily parlance and evinces a strong sentiment among entrepreneurial enthusiasts. We are seeing disruption across sectors and levels, all of which is helping us in reimagining the world around us. Education, meanwhile, is crying out for disruption but is going unheard. It is a sector that is brimming with opportunities and waiting to be tapped with an innovative approach. The Need of the Hour The question is, are our institutions and universities imparting knowledge for a world that does not exist anymore in its old avatar? And are all of us, especially our youth, becoming smarter learners? The answer for both these questions is a resounding “yes”. The Idea Called UpGrad: Why Education is Serious Business India has the largest college-age population in the world — close to a staggering 125 million — but it is startling to know that less than one in five of them is doing their post-secondary education. This means only 20% of college-age youngsters are doing their higher education as opposed to 90% in the US. Will India be able to achieve its gross domestic product (GDP) growth targets at this rate? No. Will we need to double our participation rates in higher education in the next five-ten years? Yes Can pure offline, brick-and-mortar college and university models fill this massive gap? Again, the answer is obvious. Look at the challenges. One, it takes four-eight years to set up one campus/university and at its peak it could cater to 5,000-10,000 students. Two, we need to have enough trainers and teachers to feed into these facilities, many of them in remote areas or away from cities. Three, the cumulative outlay at scale for private or public-private partnership (PPP) models to cater to the entire college-going population will be nothing short of $100 billion. Four, over half of this 125 million youngsters, I believe, will have compulsions to take up a job very early in life for socio-economic reasons and may not have the flexibility to go back to college after that. In this scenario, online education can be the big disruptor for India. Of course, there will be myriad challenges, but it offers exponential solutions: it can reach the remotest parts of India, aggregate the best faculty as everyone from the offline world can participate with much less demand on their time and lastly our youth can stay in their jobs while continuing to learn. Kushagra Saran’s Journey while Impacting Education Disruption in online education can be the answer to the gigantic challenge that India, called the youngest nation in the world, is facing. If we do not create equal opportunities and access to the best learning/upskilling/upgrading centres for our ambitious and aspiring youth, our demographic dividend can turn into a demographic debt. Skill India too has a goal to train over 400 million people by 2022 and this audacious outreach can be achieved only by radical disruptive thinking and bold execution. However, online will not succeed if it simply copies traditional teaching methodology. Online education should be more focused on professional education and post-graduation as those demographics look for flexibility and augmentation. For early years and K-12, brick-and-mortar schools will continue to play a big role in the holistic development of the child and online education will only be a supplement. Five-Year Plans For online education to be disruptive and for it to succeed, education will have to be thought through as a digitalfirst medium. Technology will have to be integrated to create a superior learning experience on the online platform. Online education has to move away from being a glorified content library; it has to involve peer-to-peer discussions, alumni chats, group studies and more. It has to shed its reputation of providing isolated, individual learning platforms and evolve into a social platform where you are not learning alone but studying together with a lot of individuals. Let’s come to terms with a few things. In the 21st century, what we learn will have less and less relevance after five years and hence there is a need for constant upgrade. Convergence of new forms of learning will be the fuel for and engine of economic growth. Universities need to develop programmes that are linked closely with employer demands. Otherwise, the results will be disastrous: while job seekers overspend on education programmes that are less likely to result in ideal employment opportunities, employers will be hiring poor fits. We need to change the mindsets of multiple stakeholders — academia, companies, students, young professionals and, most important, families — because how we learn and who we learn from have transformed. Our dependence on experts and figures of authority has diminished while our ability to learn from each other has spiralled dramatically. All I can say is, I wish I was back in college today. If you like to have one-to-one with industry experts, networking with hundreds of entrepreneurs, and bag a seed funding to start your idea, check Leadership & Management program
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by Ronnie Screwvala

11 Mar'16
Working Professional’s Need of Staying Relevant

5.55K+

Working Professional’s Need of Staying Relevant

Online education across segments and students population is emerging as a popular option for individuals. Across age groups, online education is getting adopted. A segment where we at UpGrad feel that online adoption will be rapid, is the working professional segment. And there are multiple reasons for the same – from their ability to pay, their willingness to move up in their career etc. In this piece I want to touch upon a key trend that we are targeting – changing requirements of the industry and the need to continuously upgrade for working professionals. To give an example, a few decades ago – a farmer’s son would be a farmer; a carpenter’s son would be a carpenter. Things changed over time, and a farmer’s son started becoming an engineer. And in today’s world, an engineer goes through 5+ career shifts in his/her career span. There’ll Be A Billion-Plus Job-Seekers By 2050, So Get Yourself Skilled NOW! Marketing is not the way it used to be 10 years back. Payment is not the way it used to be 5 years back. Data analysis has undergone drastic changes. And in this digital age, the rate of this change is going to further accelerate. Industry will evolve rapidly, and as working professionals, each one of us has to keep up with this changing requirement. Industry is not going to wait for the individual to get upskilled or upgraded, and a large part of the onus will lie with the individual. Further, the rate at which the needs of the industries are changing; our current university system is not able to cope up. Therefore, individuals have to look for alternate options to add relevant skills to their portfolio. This is where online education comes into the fore. Professionals today do not have the flexibility of leaving their jobs and going to a school to learn new skills. Online education platforms are great options for these professionals who are looking to continuously upgrade, while continuing to stay in their jobs. Unlike offline education, online medium provides the advantage of being able to update the program curriculum and content regularly, and keep it relevant to the industry needs. Online medium also allows real-life problems to come to working professionals learning, where an individual can actually live the real-life situations in the form of case studies. Top 10 Essential Tools For Startup Business in India In the digital age, each individual will have to continuously upskill himself/ herself to stay relevant, and that would provide a large opportunity for edtech startups to create scale platforms. EdTech startups will have to look for opportunities where there is a significant demand supply gap, and look at providing right education programs. The biggest challenge in this will be the ability of edtech startups to design the program content for digital medium, rather than replicate what is being covered in the offline programs. Taking advantage of the digital channel will be key here. So for all edtech startups, keep your ears on the ground, and look for areas and skills that will allow you to build scale learning platform.
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by Mayank Kumar

20 Apr'16
Google I/O 2016 – Day 1 | Recap

5.08K+

Google I/O 2016 – Day 1 | Recap

The most awaited Google I/O 2016 Conference was filled with announcements about improvements in current products and launch of some new products. In this article, we have summarized the biggest announcements from Day 1 of the conference. Google Allo Allo is Google’s new messaging app with resident chatbot. It has features like whisper/shout, expressive stickers, smart replies- which evolve with time and wide range of bot support especially the Google Assistant search bot. One of the most important features of Allo is that all its chats are encrypted but incognito mode offers end-to-end encryption and an option to send messages that self-destruct. Additionally, once you close a chat, the entire conversation is deleted forever. Google Duo Duo is Google’s mobile only companion app for Allo that helps in video calling. One of its special feature is ‘Knock Knock’ which lets users see the incoming video call feed before even answering the call. So, the receiving party can see who’s calling and where they are before they even pick up the call. Google Assistant Google takes search to the next level. Google Assistant supports “conversational understanding” to make search more natural and to better support voice searches. Google Home Home is built on the Chromecast standard, which lets it push media to other Cast-compatible speakers and screens, change temperature or lighting through Nest devices, and integrate with third party services. The entire experience is hands-free, powered entirely by voice. In fact, it doesn’t even have any buttons. Simple voice commands will control every aspect of the Home. Android N Android N comes with new features that include more control over notification size from different apps and a new picture-in-picture mode. Android N uses a new API called Vulkan that lets developers directly control a phone’s GPU for sharper 3D graphics. Android N will also download and install system updates automatically. The name of Android N has not yet been released. It is going to be selected through a crowdsourced contest. Google Daydream Google has a new VR platform built on top of Android N, and the new VR platform is called Google Daydream. It is an optimized virtual reality platform that aims to standardize the mobile-based VR experience. It also spans both software and hardware; Its biggest limitation is that it will be available only in new phones with special sensors and screen. Android Wear 2.0 Android Wear 2.0 can function independently of a smartphone. Apps no longer need a connected smartphone in order to function. Apps can function and even communicate without a phone, as long as the wearable device is connected to the internet via cellular or Wi-Fi. Users can also make data from any app show up on any watch face. Instant Apps One of the most interesting announcement was google Instant Apps. With Instant Apps, users can begin using an app instantly from right within the Google Play store without even having to download and install the app. As we can see, Google has made some big moves in the three hottest areas of tech – virtual reality, messaging, and smart assistants. However it would be interesting to see how these new products will compete with their competitors and how much of market share would they capture after their launch.
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by Dilip Guru

19 May'16
There’ll Be A Billion-Plus Job-Seekers By 2050, So Get Yourself Skilled NOW

898.96K+

There’ll Be A Billion-Plus Job-Seekers By 2050, So Get Yourself Skilled NOW

This isn’t just a catchy headline meant to shock you, though that would be a justified reaction. If you are 25 years old, have graduated from a reputed institute in a traditional higher education discipline and are looking for a job, you may not be handed one on a platter any time soon. You may be cushioned within the famous Indian demographic that is supposed to yield a “dividend”, but unlike what you’ve been reading everywhere, this does not guarantee you employment. Between 1980 to 2010, 90% of world labour force growth occurred in developing countries and about 500 million new workers emerged in India and China alone (workers went from 260 million to 470 million in India, between this period). India, along with other developing counterparts, is all set to fuel 60% of the global growth in labour in the upcoming years. Keep in mind that enrolment in Indian higher education is only 24% right now. With India attaining almost universal elementary education and increased retention in secondary schools, the projected demand for higher education and jobs thereafter, will only escalate. By 2050, India will be home to more than a billion job seekers. This means providing jobs for over 12 million new entrants annually. There is also the challenge of finding jobs for the backlog, which reached 60 million by 2014. So isn’t this good news? India finally placed on the world map with a solid advantage where labour supply is concerned. Well, it may not all be good news. The new-age job-seeker must strive to acquire specific skill sets to be considered employable. Currently, only 43% of Indian youth are considered fully employable. Indian millennials are being touted as the future of jobs and the saviours of the working world. But this won’t hold true if in-demand skills are not imparted to the youth entering the workforce. The world of work is changing and industries are transforming. It’s a fact that we are moving towards a massive labour pool, but we are possibly riding a low-skill, low-wage cycle to get there. The country is on a trajectory that involves a surplus of millions of low-skill workers, whereas most nations, including India, will be increasingly demanding a high-skill workforce. Impacting Education: My Journey and UpGrad Most industries are replacing low-skill jobs with high-skill ones. Skills relating to upcoming technologies like cloud computing, social media, artificial intelligence, robotics, nanotechnology, etc, are gaining immense relevance. Unfortunately, our education system is not preparing students well enough to enter the workforce as high-skill workers or equipping them with skills in the mentioned emerging domains. Gone are the days when just holding a graduate degree was enough to get employers to clamour to hire you. Education is not enough. The new-age job-seeker must strive to acquire specific skill sets to be considered employable. Currently, only 43% of Indian youth are considered fully employable. Gone are the days when just holding a graduate degree was enough to get employers to clamour to hire you. Education is not enough. The positive connotation associated with our demographic shift has been taken for granted and assigned the term “dividend.” But if we don’t strategically harness this change, we could very easily be faced with a demographic disaster. We don’t want to be stuck in a situation where we have too many job-seekers with inadequate skills, and therefore not enough jobs for them. India is moving workers out of farm jobs at a very fast rate, and this will only add to the burden of providing jobs in other sectors. We need a wake-up call and more concerted efforts towards large-scale skill development and training. We may have a situation of too few high-skill workers and not enough jobs for medium- or low-skill workers. This needs to be rectified by adjusting the education and skilling system to ready ourselves for the jobs of tomorrow. UpGrad develops various programs such as Digital Marketing Certification Program, and Product Management Certification Program in collaboration with IIIT Bangalore, specially designed for working professionals looking to up-skill themselves.  Check out the free courses.
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by Mayank Kumar

20 Jun'16
Only 25% Of Indian Graduates Are Employable, And The Solution Is Obvious

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Only 25% Of Indian Graduates Are Employable, And The Solution Is Obvious

Co-authored by: Apoorva Shankar, Business Development Associate, UpGrad The world today has enhanced productivity requirements. Due to this, the demand for highly skilled labour is growing. China and India are set to drive this demand. Globally, the share of low-skill jobs is likely to decline from 74% of employment in 2010 to 62% by 2020. On the other hand, the shortage of highly skilled workers with a tertiary level of education is expected to reach 18 million by 2020, globally. But due to its demographic dividend, India will have a labour surplus of 47 million by 2020. However, this surplus may only be of low-skilled labour. And while the demand for highly skilled labour is increasing, the supply isn’t quite keeping up. The challenge, as well as opportunity, that India faces is how to train such a large reserve of labour and convert low skills to high skills. One solution that immediately comes to mind is providing higher education for all. But at present only 24% of those meant to be participating in higher education, are actually enrolled. Plus, traditional college or university pedagogy has been increasingly criticized for being outdated and irrelevant to the jobs market. If you attended school or college in India, you will have first-hand experience of the ills that plague the system. Some of the reasons for this are: Absence of a customized or personalized approach to education (necessary as different students have different needs and learning capabilities). Restricted resources due to not-for-profit nature of educational institutes and over-regulation. Lack of technology infrastructure. Poor teaching quality. Lack of skills-based learning. Low focus on research and development. Minimal partnerships with industry/foreign academia. Outdated curricula not reflecting requirements of a dynamic market environment. Skill-intensive industries are expected to contribute more than 90% of India’s GDP by 2030. The opportunity is staring at us in the face. Only about 25% of Indian graduates are considered employable by the organized sector. Further, 48% of Indian employers said they were having difficulty in filling jobs, in 2012. Despite employers expressing difficulty in finding employable candidates, in 2009-10 the unemployment rates in India were higher for those who were more educated (graduates had more difficulty finding jobs than secondary or primary level graduates). [b_color background=”#EDFF3D”] Also Read – Technology will surely kill some jobs, but not all of them [/b_color] So Indian education, in its current form, hasn’t proved to be enough training for the incoming workforce. The numbers also prove that just completing higher education in any field is not all it takes anymore. This pinch is being increasingly felt as the world of jobs is turning upside down; which is why we need skill training. Skill-intensive industries are expected to contribute more than 90% of India’s GDP by 2030. The opportunity is staring at us in the face. It’s not just about the potential but also the responsibility we are tasked with — restoring balance to the global supply of labour. The country needs to invest in skill development and training for a large chunk of its population. Exploiting sheer numbers is therefore one major reason to skill our workers. Secondly, the demand for advanced skill-sets in emerging areas is growing. Knowledge-intensive roles such as finance, business, etc, and those related to information technology and entrepreneurship are gaining momentum. The reality that these skills must be acquired will take root for more and more individuals, including drop-outs from the mainstream education system and those who have completed such education. Currently, the actual supply of these workers falls drastically short of matching growing demand. Hence, the gaps in domain knowledge are another reason to scale up the skilling. You are likely to be at a disadvantage, in terms of skill training and thereby employability, when compared to someone your age in China, USA, South Korea… In China about 47% of the workforce has received some kind of skill training, 52% in USA, 68% in UK, 75% in Germany, 80% in Japan and 96% in South Korea. Comparatively, only about 10% of the Indian workforce received such training in 2008. India is seventh in the category of countries facing maximum difficulty in filling jobs, i.e., 58% difficulty, where the global average is 38%. These figures reflect that just belonging to the young Indian demographic is not enough. You are likely to be at a disadvantage, in terms of skill training and thereby employability, when compared to someone your age in China, USA, South Korea etc. To address these imbalances, India needs unprecedented increase in both education and job creation. At this point, there is no guaranteed advantage for India in the contest for high-skill talent. It will be dependent on skilling. Considering the state of higher education and the skill upgrade required to be carried out in the future, the process will not just be about learning for professionals, but rather unlearning and re-learning.
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by Mayank Kumar

13 Jul'16
7 reasons to watch UpGrad Talks today

5.2K+

7 reasons to watch UpGrad Talks today

There is really no secret sauce for success. Provided you have had the opportunity to view the exclusive online tete-e-tete sessions brought to you by UpGrad Talks. With an amazing roster of world-class speakers, some from the top 1000 companies of India such as Mahindra & Mahindra, Tata Sky, Coca Cola, JP Morgan, JWT to start-up poster children such as RedBus, Snadeal, Ola & Zivame and many more, Upgrad Talks provides insights into their formulae for success. The talks also share deep learning from situations that didn’t work out and many valuable nuggets of honest, down-to-earth and practical advice from successful entrepreneurs, experts and industry leaders. While some lip service has been paid to new-age technologies and skill sets, and the evolution of industries because of these, a deeper understanding of what this signifies is missing. Upgrad Talks intends to fill this gap by bringing together thought-leaders from different walks of life and raising the level of discourse in this area, as they share their experiences. Here are the top reasons why you must visit talks.upgrad.com today and make it your daily source of insights and motivation: Get Inspired Inspiration can come from many different sources. You may get inspired when you see a problem that needs a solution, which you are able to ideate, or get inspired when you hear stories of adversity being overcome by sheer willpower. Rarely does the simple existence of wealth inspire us. It may motivate us to work harder, but inspiration stems from a deeper place that needs real stories. Upgrad Talks are stories from the folks who have lived these stories, first hand. Not only does hearing someone’s complete story of challenges, thought process and subsequent outcome inspire, it also gives birth to new ideas and provides impetus to grow in your own space.  Moreover, inspiration also stems from well-put statements such as, ‘attitude will sail you through,’ by Harit Nagpal, CEO of Tata Sky. A key benefit of listening to industry leaders is that it also inspires us to think. ‘What we think, we become,’ is a quote by Buddha that sums up this well. Go ahead, face challenges It does not matter if you are a startup or an established financial organization; challenges, big or small, exist in every level of most businesses. Challenges faced, strategized and overcome is the rite of passage for almost everyone. Not only do Upgrad Talks cover challenges faced by leading industry veterans, it also covers it from various stages of businesses along with discussion of the solutions that helped overcome them. Upgrad Talks speakers’ discuss challenges faced by businesses in different spaces, which makes these talks an interesting listen. Furthermore, is quite motivating to hear the candid conversations of business leaders. So what is the common thought on challenges in the Upgrad Talks? No challenge is too big. It also strengthens the belief that challenges help you grow and become stronger and develops a sense of confidence to take on the next big challenge. Learn from influencers People who can motivate are great influencers. To hear success stories at Upgrad Talks, which have been driven by deep-rooted passion as well as courage of conviction can be a great influence on most people. It is likely to help you push yourself to greater heights and also follow your dreams a bit more diligently. To quote Snapdeal’s Kunal Bahl, ‘ there is a fine line between stubbornness and persistence.’ Upgrad Talks is likely to help you define the lines as an excellent selection of influencers talk also about the key soft skills required to make it a significant mark on the industry that you belong to. Mentoring As you listen to entrepreneurs, business leaders and experts on models that have worked, one can also start drawing parallels to one’s one business or profession. Mentoring of this kind is both subtle and effective as it helps you choose some key takeaways from the shared experiences that are most relevant to you. Follow the series to get premium access to the best mentors in the country as they talk about education, the emerging digital age and its impact on businesses, talent shortages and advice to youngsters. A bit of crystal gazing In the series of Upgrad Talks, one is likely to come across a vast amount of business knowledge which has been converted into digestible insights that can also help you choose the next steps in your career. Speakers’ at Upgrad Talks share their business mantras and what the future is likely to be.  This is crystal gazing of the finest variety and yet another reason to tune into the talks. A healthy dash of optimism One of the unique selling points of the Upgrad Talks is that they also brings out the combined optimism in business from key industry leaders. Apart from that one can learn what is next in the industry, and explore potential future opportunities in the workspace. The upbeat and positive nature of these talks makes them a must-listen. Easily available online Just in case you were wondering how far you would need to travel to listen to such a wide range of speakers, you can breath easy. Upgrad Talks are delivered online and you can listen to them at your own convenience. All you need to do is to long onto talks.upgrad.com and you can access high quality, pre-recorded sessions online. Upgrad is making content richer, bigger and better as it kicks off with 15+ talks delivered by entrepreneurs, experts & business leaders.  You definitely do not want to miss out on the educational transformation that UpGrad is fuelling in partnership with some of the greatest minds. Remember, one can never stop learning. So, if you always aspired to hear great advice and insights from the top Indian business leaders on how you can grow your business, choose a career goal or get inspired, do take a look at Upgrad Talks. They are truly the voices that impact. Join us today and be a part of it at talks.upgrad.com.
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by Omkar Pradhan

06 Aug'16