M.Com Graduates' Salary: Career Opportunities, Roles & Earning Potential in 2025

Numerous majors and disciplines have emerged in the wake of technology, but none has maintained its relevance and appeal like commerce. At an undergraduate level, it still stands as the third-largest subject area, with a share of 13%, just behind science (15%). Those with Master of Commerce (M.Com) degrees not only have better career opportunities but also draw higher M.Com salaries per month.

A postgraduate M.Com degree offers in-depth knowledge and expertise in accounting, finance, economics, and business law. With the rising number of startups and individuals opening their businesses, there is a huge demand for M.Com degree holders in finance, consulting, and accounting.

This rising demand adds to increased salaries as professionals draw higher M.Com salaries. The typical package for M.Com freshers is usually between INR 3 and INR 5 LPA. M.Com salary as per annum packages for experienced professionals such as CA, CFA, FRM, etc, is around INR 10 – 15 LPA. Explore the average salary of M.Com postgraduates in India across different roles and industries.

M.Com Graduates' Salary in India?

Employers often give preference to online postgraduate degrees when hiring for specialized roles. The MCom degree holds utmost importance here as it equips professionals with deeper insights into accounting, finance, taxation, and analytics. It also helps with the intricacies of business, financial management, and commerce.

This is why the M.Com salary per month in India is increasing, as organizations need these specialists. Corporate firms, banks, government institutions and consulting agencies all offer opportunities to M.Com graduates as their organizations increase financial operations.

M.com's salary is well paid in both the private sector as well as in the public sector. Candidates get attracted towards job stability and long-term financial benefits for which many government jobs after M.Com offer salary packages.

M.Com Graduates' Salary in India According to Location

Salary packages for MCom graduates are substantially higher in metro cities like Mumbai, Delhi and Bangalore compared to those in smaller cities and towns. The job markets differ in both size and business development, but more affordable living expenses in smaller locations should be considered.

MCom graduates with 2 to 5 years of experience working at Metro City earn between ₹5-10 lakhs annually. The compensation for MCom professionals who work in Tier 2 cities ranges between ₹3-6 lakhs per year when they possess 2-5 years of experience.

City	Average Salary (Per Month)
Mumbai	₹50,000 – ₹1,00,000
Bangalore	₹45,000 – ₹90,000
Delhi	₹40,000 – ₹85,000
Hyderabad	₹35,000 – ₹75,000
Kolkata	₹30,000 – ₹60,000
Tier-2 Cities	₹25,000 – ₹50,000

Source: Glassdoor

In metropolitan areas, the salary per month of an M.Com well covers all living expenses, such as rentals, public transport, and other general consumer expenses. As a financial hub, there is a higher requirement, and hence, the salary of an M.Com in metros is generally higher.

While incomes might be lower than in the metro, the reduced cost of living in Tier-2 and Tier-3 cities allows professionals to save. However, individuals seeking the highest-paying jobs in India may be interested to know that an M.Com government job salary offers long-term financial stability in these areas. However, the salaries of M.Com private-sector employees and M.Com public-sector employees vary depending on local economic activities, corporate establishments, and government policies.

M.Com Graduates' Salary in India According to Industry

While the roles of an M.Com graduate may seem similar, salaries vary significantly across different industries. The M.Com salary in the private sector is generally higher, whereas government jobs after an M.Com offer a lower salary but with lifelong job security.

M.Com graduates who work in financial roles within the banking and insurance sectors and financial institutions generate salaries averaging between INR 3,00,000 to INR 9,40,000 annually.

Industry	Salary
Finance and Banking	₹3,00,000 to ₹12,00,000
Accounting and Auditing	₹3,00,000 to ₹10,00,000
Consulting	₹4,00,000 and ₹15,00,000
Corporate Sector	₹3,00,000 to ₹6,00,000
Government Jobs	Starts at ₹35,000 per month

Source: PayScale

M.Com Graduates' Salary Based on Roles

It is not just the M.Com salary in metros and industries that varies significantly; it also depends on the role and position. Here’s how the M.Com salary differs based on your role:

Role Title	Salary
Accountant	₹1,62,000 - ₹5,75,000
Account Executive	₹1,81,000 - ₹5,01,000
Finance Manager	₹5,39,000 - ₹2,000,000
Senior Accountant	₹2,40,000 - ₹7,42,000
Operations Manager	₹3,52,000 - ₹2,000,000
Account Manager	₹3,24,000 - ₹1,000,000
Financial Analyst	₹1,72,000 - 6,79,000

Source: PayScale

M.Com Graduates' Salary in India According to Sector

The public and private sectors offer professionals a good number of career opportunities. Here is how the M.Com salary in the public sector and private sector varies in India:

Sector	Salary
Government/Public	INR 3,00,000 - INR 8,00,000
Private/corporate	INR 3,50,000 - INR 20,00,000+

Source: PayScale

What are the Top Recruiters of M.Com Graduates in India?

M.Com graduates have many career options, including in various business sectors in India. Banks and financial institutions always look for an M.Com graduate to serve in financial management and accounting. It also includes audit departments and consultative departments; MNCs are also very much in need of M.Com graduates.

The pay for these roles is the same as what is offered by most of the M.Com salary per month, but it also depends on how much experience and expertise they possess.

Leading Banks and Financial Institutions

Below is a list of top MNCs, banks, and financial institutions known to hire M.Com graduates:

Company Name	Sector	Salary
Deloitte	Consulting	Starting from ₹3.6 Lakhs
KPMG	Consulting	₹9.3 Lakhs to ₹22.3 Lakhs
Ernst & Young (EY)	Consulting	₹2 Lakhs to ₹14 Lakhs
PricewaterhouseCoopers (PwC)	Consulting	₹8.4 Lakhs to ₹23 Lakhs
State Bank of India (SBI)	Banking	₹3 Lakhs to ₹15 Lakhs
HDFC Bank	Banking	₹2 Lakhs to ₹14 Lakhs
ICICI Bank	Banking	₹2 Lakhs to ₹14 Lakhs
J.P. Morgan	Financial Services	₹2 Lakhs to ₹18 Lakhs
Goldman Sachs	Financial Services	₹5.6–25 lakh per year
HSBC	Banking	₹4–17.8 lakh

Source: Glassdoor

These organizations are distinctive employers for those in the commerce industry because they offer exceptional career opportunities and growth potential.

Big 4 Accounting Firms

The Big Four accounting firms are among the major recruiters for M.Com graduates, offering roles in auditing, taxation, consulting, and advisory services.

Company Name	Sector	Salary
Deloitte	Consulting	Starting from ₹3.6 Lakhs
KPMG	Consulting	₹9.3 Lakhs to ₹22.3 Lakhs
Ernst & Young (EY)	Consulting	₹2 Lakhs to ₹14 Lakhs
PricewaterhouseCoopers (PwC)	Consulting	₹8.4 Lakhs to ₹23 Lakhs

Source: Glassdoor

Government and PSU Recruiters

Government jobs after M.Com, salary opportunities, as well as positions in the public sector undertakings (PSUs), are covered in the M.Com curriculum. These organizations have their institutions of recruitment of professionals in the department of finance, as well as accounting, auditing, and the division of administrative services.

Graduates can consider these roles as attractive career options because many of these roles come with a stable M.Com government job salary.

Organization	Sector
Bharat Sanchar Nigam Limited (BSNL)	Telecommunications
Railway Recruitment Board (RRB)	Railways
Institute of Banking Personnel Selection (IBPS)	Banking
National Health Mission Maharashtra (NHM Maharashtra)	Healthcare
Karnataka Panchayat Raj Commissionerate	Local Government

Your career path toward working in these respected organizations can advance through certification programs, practical experience, and industry-trend knowledge. Continuous learning and professional development help you gain prominent career prospects in the competitive commerce sector.

What are the Top Skills Required for an M.Com Graduate in India?

The job market for M.Com is so competitive at present that mere academic knowledge cannot help one stand aside from the workforce. Corporate sectors now look for people with a blend of technical know-how, analytical thinking, and soft skills aligned with the changing needs of a competitive marketplace.

Sound knowledge of the requisite skills can make a great difference in gaining an edge. It can help get a great placement and accelerate a career in banking, finance, taxation, auditing, or corporate accounting.

Accounting & Financial Analysis

Planning, budgeting, and financial reporting are considered important skills for MCom graduates. These skills are useful for preparing and interpreting financial statements, which is indispensable for work in banking, corporate finance, and audit. As a result, the salary for an MCom finance job is competitive, depending on expertise and experience.

Besides these, other desirable skill sets include Cost Accounting, Economic Forecasting, and Investment Analysis, which are highly appreciated in both private and public sectors. Analyzing and solving problems in the field of finance improves M.com's job opportunities in the industry.

Taxation & Auditing Expertise

For M.Com graduates, knowledge of taxation and auditing is essential for careers in accounting firms, financial consultancies, and corporate finance departments. It is a must for career development in both the private and public sectors to have a strong foundation in tax laws and regulatory compliance. Key areas of expertise include:

• Goods and Services Tax (GST): Knowledge of GST laws, return filing, and compliance requirements.
• Income Tax Regulations: Knowledge of tax slabs, deductions, corporate taxation, and filing procedures.
• Audit Procedures: Internal and external auditing practices, forensic auditing, and risk management.
• Regulatory Frameworks: Familiarity with Companies Act, 2013, IFRS, and SEBI guidelines for financial reporting.

Data Analytics & ERP Software Skills

M.Com graduates need to develop data analytics and Enterprise Resource Planning (ERP) expertise in this modern business environment to gain both better employment opportunities and operational efficiency.

Employees seeking roles in finance, accounting, or management must demonstrate skills working with Microsoft Excel, Tally, and SAP, as well as financial modeling software. The other important skills include:

• Employees who use Microsoft Excel excel at executing complex operations alongside product data scrutiny, together with budgeting and forecasting capabilities.
• The accounting platform Tally enables users to create financial statements and manage payroll, besides handling tax responsibilities.
• SAP operates as an ERP system designed to combine business operations and deliver real-time enterprise information management.
• Financial modeling involves creating representations of financial scenarios for decision-making.

M.Com students can develop these competencies through specialized courses and certifications that upGrad provides for acquiring practical industry skills. Here are the upGrad courses and certifications you can pursue to improve your skills:

Course Title	Skills Covered	Duration
Professional Certificate Program in Financial Modelling and Analysis	Financial modelling Excel proficiency Budgeting Forecasting Valuation models	6 months
Advanced Certification in Financial Modelling, Accounting, and Analytics	Financial forecasting Valuation Budgeting Financial analysis	6 months
Financial Analysis Courses	Data analysis Business intelligence Consulting frameworks	6 months
Professional Certificate Program in Data Science and Business Analytics	Data Science Business Analytics Machine learning Python Programming	31 weeks

These programs implement industry recommendations to provide students with training with practical tools, which include Excel, Power BI, and Tableau, along with SAP ERP computer systems. M.Com graduates who take these programs develop better analytical skills and ERP software skills. This positions you as a highly desirable candidate for the accounting and finance industries.

Future Salary Trends for MCom in India in 2025

The market conditions of India in 2025, which affect marketing salaries, stem from technological progress as well as economic conditions and sector-specific marketing requirements. The anticipated salary growth for 2025 stands at 9.2% along with engineering design services and automotive manufacturing sectors expecting 10.2%.

Why Choose upGrad for Your Professional Growth?

Maintaining relevance and expertise in this changing market is really important to retain employability with top skills. upGrad helps you achieve just that. Choosing us entails working with a group of people committed to your achievement.

We offer unmatched assistance for your professional development. Our personalized guidance ensures you make informed decisions while practical experience prepares you to be job-ready. Here is why you must choose upGrad:

• Practical Case Studies: You will get hands-on learning with real-world business problems and solutions.
• Affiliation: The educational programs at upGrad obtain global recognition through their affiliations with IIMs, IITs, and leading educational institutions.
• Getting Job-ready: AI technology helps users develop resumes through automated operations and provides preparation for job interviews along with access to recruiters.
• Flexible & Affordable Learning: We have curated self-paced courses, EMI payment options, and scholarships available for you.
• 1400+ Recruiting Partners: Having access to a large network of recruiting partners increases your chances of landing the ideal position that fits your goals and skill set.
• 500+ Career Professionals: Get individualized guidance on selecting the best course of study and career path to make sure your choices are in line with your career goals.

Every individual benefitting from upskilling their qualifications will experience better career results regardless of their position as a graduate or workplace employee or owner. The industry-specific certifications at upGrad provide you with career-ready skills and leadership network opportunities that lead to better salary opportunities. Start your journey today with upGrad and future-proof your career! Explore Courses Now

Conclusion

India is currently home to 113 unicorn startups and approximately 6.34 crores of MSMEs. These are contributing significantly to the economy, which is growing at an average rate of 8.0%. India's job market in 2025 will definitely grow, providing many MCom postgraduates with an opportunity to find lucrative and high-paying jobs.

In this competitive job market, you must have more than just educational qualifications. You must also be equipped with trending skills that help you stand out. Vocational certificate courses by upGrad can fill this gap and help you earn a higher monthly M.Com salary. Talk to our career guidance experts.