Cloud Backend Development Certificate Program

Entry-to-mid-level Technical professionals, IT professionals, engineers, analysts, tech support professionals and recent graduates with at least a basic understanding of computer science and entry-level coding skills.

High school diploma or equivalent required, Bachelor's degree completion encouraged. Hands-on experience in one or more object oriented programming languages such as C++, Java, Python, etc. Fundamental knowledge of Data Structures and Algorithms (DSA) such as data structures like arrays, sets, dictionaries & linked lists, etc. and sorting & searching algorithms.

Following are the key steps in the application process:

Step 1: Complete the application.

Fill out the application form with your academic and career details.

Step 2: Take the entrance test.

The entrance test will assess your logical reasoning and programming skills, including variables, functions, booleans, and fizz buzz.

Step 3: Receive the offer letter and reserve your seat.

Reserve your seat with a payment of INR 15,000 to enroll in the program.

The enrollment deposit is INR 15,000.

The program fee/tuition is INR 1,25,000 + GST.

Refund Policy:

1. You can claim a refund of the course fee any time before the Batch Start Date by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. A processing fee of INR 10,000  will be levied. No refund is permitted once a batch has started.

2. Student must pay the full fee within seven (7) days of payment of the deposit amount or Batch Start Date, whichever is earlier; otherwise, the admission letter will be rescinded.

3. Request for refund as per point no. 1 of the refund policy must be sent via email in the prescribed refund request form. The refund will be processed within 30 working days of submitting the duly signed refund form, after being duly approved by the Academic Committee.

0% EMI with Finance partners /Credit card option availability will vary program-wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?

No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, Indus Ind Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank)

2. Is there any minimum transaction limit?

Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?

No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for EMI transaction?

If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?

Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?

Only Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot/part payments, and later you can convert it into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?

Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?

Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :

HDFC Card – Part payment – INR 100000

ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?

You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?

Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?

Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000

Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850

[Note: Interest factor is reducing rate and not Flat rate]

EMI AMOUNT = INR 33750 x 12 = INR 405000

Effectively, you have taken loan on 379,850 instead of 405,000