Q: Will I be able to avail EMI Options of my course fee even after receiving scholarships?

Yes, 50% scholarship for 5,000 students along with EMI options are available for the Doctor of Business Administration course from GGU

Q: How much do I pay to block my seat?

You need to pay INR 50,000 to block your seat for the online Doctor of Business Administration from GGU

Q: What is the refund policy for GGU DBA program?

1. You may request a refund for the GGU DBA at any time before the Cohort Commencement Date by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. A processing fee of Rs. [10,000] will be charged. Please note that once the DBA program commences, no refund request will be considered, and any amount paid by the student will not be refunded. 2. Requests for refund must be sent via e-mail in the prescribed Refund Request Form. The refund will be processed within [30] working days of commencement of the program. For detailed terms and conditions regarding the Program and the refund policy, please refer to your Program Offer letter before enrolling.

Q: Which banks allow using 0% Credit card EMI or Credit card EMI?

No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

Q: Standard Chartered Bank offers 18 or 24 months No Cost EMI ?

No. ONLY 12 months is available irrespective of the Program enrolled.

Q: Will I have to pay any extra amount for EMI transaction?

If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

Q: Are there any fees or down payment?

Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

Q: Can I use my International credit card for 0% credit EMI or Credit Card EMI?

Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

Q: Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?

Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

Q: Can I Pay Using Multiple Credit Cards ?

Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example : HDFC Card – Part payment – INR 100000 ICICI Card – Part payment – INR 50000

Question 1

What is the Eligibility & Documents Required for Golden Gate University DBA program?

Accepted Answer

To apply for the Doctor of Business Administration course from GGU, you must meet one of the following criteria:

Option 1:

A Bachelor’s degree with at least 55% marks, and
5 years of full-time work experience after graduation

Option 2 (if Bachelor's score <55%):

A Master’s degree with at least 55% marks (No work experience required), OR
A 2-year Post Graduate Diploma (equivalent to a Master’s) with equivalency verification from bodies like AIU, WES, or ICAS (No work experience required)

Important Eligibility Notes

The degree must be from a UGC-recognized or equivalent accredited university.
Work experience must be full-time and non-overlapping with your graduation period.
Internships, articleships, part-time, freelance, or apprenticeship roles are not considered valid.

Documents Required for the Online DBA Program from GGU

🔹 Identity Proof (Single PDF, front & back):
Aadhaar / Passport / PAN / Driving Licence — must clearly show full Date of Birth

🔹 Passport-size Photograph:
Colored, formal photo

🔹 Academic Records:

If applying via Bachelor's (55%+ & 5 yrs experience):
All semester-wise/consolidated marksheets, final/provisional degree certificate
If applying via Master’s / Post Graduate Diploma (if Bachelor's <55%):
All semester-wise/consolidated marksheets, final/provisional certificate
(PG Diploma must include equivalency from AIU/WES/ICAS, etc.)

🔹 Work Experience Proof:
Only required if applying via Bachelor's with 55%+ score
(Internship, freelance, part-time, or overlapping work during studies not accepted)

Question 2

Will I be able to avail EMI Options of my course fee even after receiving scholarships?

Accepted Answer

Yes, 50% scholarship for 5,000 students along with EMI options are available for the Doctor of Business Administration course from GGU

Question 3

How much do I pay to block my seat?

Accepted Answer

You need to pay INR 50,000 to block your seat for the online Doctor of Business Administration from GGU

Question 4

What is the refund policy for GGU DBA program?

Accepted Answer

1. You may request a refund for the GGU DBA at any time before the Cohort Commencement Date by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. A processing fee of Rs. [10,000] will be charged. Please note that once the DBA program commences, no refund request will be considered, and any amount paid by the student will not be refunded.

2. Requests for refund must be sent via e-mail in the prescribed Refund Request Form. The refund will be processed within [30] working days of commencement of the program. For detailed terms and conditions regarding the Program and the refund policy, please refer to your Program Offer letter before enrolling.

Question 5

Which banks allow using 0% Credit card EMI or Credit card EMI?

Accepted Answer

No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

Question 6

Is there any minimum transaction limit ?

Accepted Answer

Yes. 50000 is the minimum.

Question 7

Standard Chartered Bank offers 18 or 24 months No Cost EMI ?

Accepted Answer

No. ONLY 12 months is available irrespective of the Program enrolled.

Question 8

Will I have to pay any extra amount for EMI transaction?

Accepted Answer

If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

Question 9

Are there any fees or down payment?

Accepted Answer

Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

Question 10

Can I use my International credit card for 0% credit EMI or Credit Card EMI?

Accepted Answer

Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

Question 11

Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?

Accepted Answer

Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

Question 12

Can I Pay Using Multiple Credit Cards ?

Accepted Answer

Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

Question 13

How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?

Accepted Answer

You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

Question 14

Why is the entire amount blocked on my credit card?

Accepted Answer

Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

Question 15

Why is interest getting charged on No Cost EMI?

Accepted Answer

Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Question 16

How does the online format accommodate working professionals or remote learners?

Accepted Answer

Spanning just 1-2 hours per weekday, the flexible virtual classes of the online Doctor of Business Administration from GGU fit without disrupting work commitments. You can also catch recorded lectures according to your convenience. Additional support facilities of the Doctorate Degree in Business Administration from GGU enhance the remote experience.

Question 17

What is the typical duration and schedule?

Accepted Answer

While the total term is 36 months, the modular curriculum of the online Doctor of Business Administration Degree from GGU progresses through 12 courses with 1-2 live classes per week structured to suit working schedules.

Doctor of Business Administration From Golden Gate University¹, San Francisco

GGU DBA:Your Pathway to Executive Leadership

Overview of Doctor of Business Administration From Golden Gate University, San Francisco

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