Question 1

What is the scope of the Master of Business Administration- International Business Management program?

Accepted Answer

The Master of Business Administration- International Business Management is an engaging yet rigorous course split into 2 parts - 7.5 months online course (with Golden Gate University) and 12-months on-campus program (Seinajoki University of Applied Sciences, Finland) designed for students to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of International Marketing, Global Business and Development, Strategic Management and Project Planning. The student, as part of this program will receive dual certification - Professional Certificate in Global Business Management from Golden Gate University, USA and a Master of Business Administration- International Business Management degree from Seinajoki University of Applied Sciences, Finland.

Question 2

What should I expect from a Master of Business Administration- International Business Management ?

Accepted Answer

The Master of Business Administration- International Business Management program equips students with the skills needed to meet the high demand in the field of International Business Management. The curriculum focuses on essential areas such as Project Finance, Global Project Management,International Marketing, Leadership, and provides hands-on experience through real-world projects. With diverse programming options, students can tailor their studies to align with their interests and career goals. Additionally, the program facilitates the development of a strong professional network, allowing students to connect with industry leaders. Graduates of the program can pursue rewarding careers as a Business Development Manager, Project Manager, Risk Manager and Marketing Manager. Upon program completion, students also have the opportunity to apply for PSW visa in Finland and receive support from Seinajoki University of Applied Sciences Career Services to kickstart their careers in Finland.

Question 3

Which topics are going to be covered as part of the online coursework?

Accepted Answer

The program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of management. With this program, Golden Gate University, USA & Seinajoki University of Applied Sciences, Finland together seek to develop the next generation of leaders. The topics that are going to be covered are Fundamentals of Business, Management and Leadership, Marketing Management, Foundations of Business Analytics, Corporate Finance and much more.

Question 4

What type of learning experience should I expect from the online coursework?

Accepted Answer

The online learning experience will be a mix of interactive lectures from industry leaders and faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty.

Question 5

Is any certification granted at the end of the program?

Accepted Answer

Post successful completion of the online program, the Professional Certificate in Global Business Management will be awarded from Golden Gate University and on completion of the on-campus degree program, a Master's degree in Master of Business Administration- International Business Management shall be conferred upon by Seinajoki University of Applied Sciences, Finland.

Question 6

Can I sign up only for a few specific modules if I am interested in it?

Accepted Answer

No, the program is designed to be completed in its entirety and cannot be taken as standalone modules.

Question 7

Why should you pursue a Master of Business Administration- International Business Management from Seinajoki University of Applied Sciences, Finland?

Accepted Answer

Below are a few more reasons why students should study an MBA in International Business Management from SeAMK:

The programme provides students with the knowledge and skills to apply modern research methods in the field of management.
There is an utilization of various online learning methods that incorporate multiple modes such as video lectures, interactive discussions, and multimedia resources.
Students are actively involved in solving learning assignments, promoting hands-on application of theoretical knowledge and thereby enhancing practical skills.
The inclusion of a development project is a crucial component of the studies, offering students an opportunity to apply their acquired knowledge to real-world scenarios.
All instruction is conducted in English, ensuring a global and inclusive learning environment that prepares students for international communication and collaboration.

Question 8

Can international students work to pay for their educational expenses?

Accepted Answer

A student who has been granted a residence permit for studies is allowed to work in paid employment in any field for an average of 30 hours per week. The number of working hours can be exceeded some weeks, as long as the average working hours are no more than 30 hours per week at the end of the year.

Question 9

When will I go to the Seinajoki University of Applied Sciences, Finland?

Accepted Answer

Seinajoki University of Applied Sciences offers two intakes January and September intake for students coming through the accelerator route. Though the application process for Seinajoki University of Applied Sciences will start during the Golden Gate University online program, you will be able to go to Seinajoki University of Applied Sciences in the nearest intake which is at least 3 months away from completion of your Golden Gate University program.

Question 10

When will I get an Offer Letter from the Seinajoki University of Applied Sciences?

Accepted Answer

upGrad will apply for you to the Seinajoki University of Applied Sciences once all the documents are provided by you (as documented in the offer letter issued to you by upGrad). The application will be filed during the application window set out by the university for a respective intake. Upon consideration of your documents and thesis proposal, the Seinajoki University of Applied Sciences will invite you for a personal interview provided your thesis proposal is accepted. Once you clear the personal interview, a Final Offer Letter will be rolled out to you from the University.

Question 11

How can I determine if this program aligns with my goals and aspirations?

Accepted Answer

The program is for those with a strong academic foundation, offering a valuable edge in the Master of Business Administration- International Business Management program.
The program is for Individuals aspiring to excel in roles such as Business Analysts, Business Development Manager, Project Manager, Marketing Managers etc.
The Master of Business Administration- International Business Management program fosters hands-on learning, enabling participants to cultivate their distinctive leadership approach, spearhead innovation, steer organizational change, and attain exceptional outcomes.

Question 12

Is there any minimum educational qualification required to take this program?

Accepted Answer

To be eligible for the program, the following criteria need to be fulfilled:
For GGU

Bachelor's degree* from UGC recognized university with a minimum of 50% and above marks are eligible to apply*.
*All bachelor's degrees are acceptable except General B.A degree (without specialization).
A minimum of 2 years of work experience in the field of Business and Management including Managerial Experience is required after completion of graduation.

For Seinajoki University of Applied Sciences

The student must complete a Professional Certificate in Global Business Management from GGU with an aggregate of minimum 3.0 or above CGPA with a minimum passing grade of C- in each course.
The student must submit a Thesis topic proposal to Seinajoki University of Applied Sciences citing a preferred business case they would like to research on.
The students must participate and successfully demonstrate their interest in the program in a group interview organized by the University.

Question 13

Is work experience required for this course?

Accepted Answer

Two years of relevant work experience in the field of Business/Management is mandatory to be eligible for the MBA- International Business Management Program at SeAMK.

Question 14

What are the documents needed for the application?

Accepted Answer

Scanned copy of Class 10th and 12th Marksheets
Scanned copy of Graduation Marksheets or Transcripts
Scanned copy of Graduation Degree
Scanned copy of Work Experience Letter (Minimum 2 years in Business/Management/Leadership)
GGU Transcript of Study of 30 ECTS with a GPA of 3.0
Thesis Proposal
Two Letter of Reference
Statement of Purpose
Scanned copy of Passport
Resume detailing work experience, skills, voluntary engagement, and interests
Certificate of Enrollment is required if the learner is currently pursuing their Professional Certificate in Global Business Management from GGU

Question 15

What is the selection process for this program?

Accepted Answer

There are 4 simple steps in the Admission Process which is detailed as.
Step 1- Complete Application -Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background.
Step 2- Apply for the Scholarship- Submit your Statement of Purpose to join a GGU Program.
Step 3- Get Shortlisted & Receive the Offer Letter- Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.
Step 4- Block your Seat - Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

Question 16

Will upGrad help me in writing Academic and Visa SOP?

Accepted Answer

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

Question 17

How much are living expenses for a year in Finland?

Accepted Answer

Living expenses in Finland for international students are approximately EUR 9,600 per annum. The same needs to reflect in your bank account.

Question 18

What is the time commitment expected for the program?

Accepted Answer

At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. The on-campus program in Finland is full-time and will have an appropriate workload.

Question 19

How will my doubts/questions be addressed in an online Program?

Accepted Answer

Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

Question 20

No cost CC EMI FAQ's

Accepted Answer

0% EMI with Third Party Credit Facilitators/Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the student, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Question 21

Is there any deferral or refund policy for this program?

Accepted Answer

Refund Policy:
1. Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
2. Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
3. Students shall not be eligible for a refund (under any circumstances) if the refund request is raised postprogram/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a PreProgram deferral as per the policy defined below for the same.
4. Studentshall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
5. In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
6. If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.

Deferral Policy: (Pre- Program Commencement)
1. If a Learner, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Learner will have an option to defer to another batch.
2. However, the learner will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the Learner will be assumed to be continuing in the same cohort.
3. A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Learner enrolled for.
4. The Learner has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Learner asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply.
5. The fee applicable to the deferred Learner will be as per prevailing Total Program Fee for the batch Learner as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
1. If a learner is facing severe issues in dedicating time to the course, Learner will have an option to defer to another batch.A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the Learner enrolled for.
2. The Learner will be required to pay a deferral fee of 5% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts.
3. The deferral request will be approved once the deferral fee is paid.
4. Till this condition is complied, the Learner will be assumed to be continuing in the same cohort.
5. The Learner has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the learner will continue as part of the current cohort.
6. If the Learner completes the deferral payment, the Learner’s login will be disabled, The Learner will leave the deferred cohort and the Learner will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort.
7. The deferral can only be requested during the batch for which the Learner has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad. Case Deferral fee Before Program Commencement 50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid Post Program Commencement (0-7 days after program start date) 5% of the program fee (including taxes) to be paid within 7 days as deferral fee Post Program Commencement (8 days after program start date) Will have to continue as a part of the current cohort.

Case	Deferral fee
Before Program Commencement	50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid
Post Program Commencement (0-7 days after program start date)	5% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)	Will have to continue as a part of the current cohort

Master of Business Administration- International Business Management

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