Q: What is the admission process?

Step 1: Complete Application Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background. Step2: Apply for the Scholarship Submit your Statement of Purpose to join a GGU program. Step 3: Get Shortlisted & Receive the Offer Letter Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course. Step 4: Block your Seat Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

Question 1

What is the M.Sc. Business Intelligence & Data Science with upGrad?

Accepted Answer

The M.Sc. Business Intelligence & Data Science is an engaging, yet rigorous 23.5-months long online/offline program designed specifically for professionals to develop practical knowledge and skills related to management. The degree is awarded by the International School of Management, Germany.

Question 2

What type of learning experience should I expect?

Accepted Answer

The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures or hangout sessions dedicated to solving your academic queries and reinforcing learning. Once you reach Germany, you will get face to face learning from Professors. On completion of the program, you will have the option to apply for PSW in Germany as well as get support from the International School of Management, Germany and Career Services to build a career in Germany.

Question 3

Is any certification granted at the end of the program?

Accepted Answer

Post successful completion of the program, a Professional Certificate in Global Business Management would be awarded from GGU US and a Master's degree in M.Sc. Business Intelligence & Data Science from International School of Management, Germany.

Question 4

Is there a minimum qualification for this program?

Accepted Answer

For GGU US
• All Bachelor's degrees with minimum 50% or above marks are acceptable except General BA/ General B.Sc. degrees (without specialization)

•Bachelor’s degree awarding university/institute should be H+. To check H+ please visit (https://anabin.kmk.org/no_cache/filter/institutionen.html)

For ISM
• The applicant must successfully complete Professional Certificate in Global Business Management from GGU with an aggregate of minimum 3.0 or above CGPA with a minimum passing grade of C- in each course
• Students with less than 3 GPA marks will have to pass the ISM admission test*
• TOEFL (iBT) is 80 or above or IELTS 6 and also required Medium of Instruction English (not older than 5 years) till the time student reached on-campus

Note:

*Test comprises a Case Study and an Interview.
Applicants must have a UG degree in which at least 15 credits have been obtained in the field of business (e.g., business administration, economics, business information systems; or related fields), of those credits or in addition to those credits at least 10 credits must have been earned in quantitative courses (e.g., mathematics, statistics, computer science, technology, market research, econometrics; or related fields). Qualified professional experience both in business and in quantitative fields can be used to compensate for a lack of subject-specific ECTS points.

Question 5

Can I still apply for the program if I have scored less than 3 GPA in my GGU certificate program?

Accepted Answer

Students with less than 3 GPA marks will have to pass the admission test consisting of a Case Study and an Interview.

Students need to register online for the Admission test. Students receive three topics after the registration and they need to work out a small essay and a PowerPoint presentation. Please make sure that the students prepare and submit the written elaboration within the deadline indicated in the instruction.

Question 6

Can I apply for the program if I am in my last year of an undergraduate degree?

Accepted Answer

You can only apply for the program upon receiving a provisional certificate of your Bachelor's degree.

Question 7

What is the admission process?

Accepted Answer

Step 1: Complete Application

Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background.

Step2: Apply for the Scholarship

Submit your Statement of Purpose to join a GGU program.

Step 3: Get Shortlisted & Receive the Offer Letter

Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.

Step 4: Block your Seat

Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

Question 8

Will I be required to submit any documents for admission?

Accepted Answer

Yes. You will be required to submit the following documents to upGrad prior to the program start date.

Documents Required for Admission are:

●Scanned copy of 10th and 12th Marksheet and Under Graduation degree.

●Scanned copy of Passport

●Graduation Transcript

●Scanned copy of passport size photographs

●Updated CV

●Letter of Motivation/SOP

●External proof of knowledge of foreign languages

●Medium of Instruction is mandatory

●English Language Proficiency Scorecard

Question 9

Will I get a conditional offer letter from the International School of Management, Germany?

Accepted Answer

Once you provide us with all required documents, we will apply to the International School of Management, Germany on your behalf and secure your conditional offer letter.

Question 10

What are the part-time working rules in Germany?

Accepted Answer

As a student, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 10 Euros per hour.

Question 11

What are the living costs per year in Germany?

Accepted Answer

The indicative cost of living is 11,904 Euros per year.

Question 12

What are the post-study work visa rules in Germany?

Accepted Answer

Germany allows for the application of up to 18 months of a post-study work visa after completing a degree from Germany.

Question 13

Can you give more details on the International School of Management, Germany?

Accepted Answer

The International School of Management (ISM) features among Germany's leading private business schools. Founded in 1990, the ISM has seven campuses in Munich, Dortmund, Cologne, Frankfurt, Stuttgart, Hamburg, and Berlin and is home to over 3850 students. A personal learning atmosphere and practical orientation are the key contributors to ISM's success factors in tandem with intensive training of soft skills and teaching professional skills. This includes exciting practical projects and internships and lecturers from the business world. These success factors are reflected in all ISM's programs – Bachelor's, Master’s, and MBA. The university is state-accredited, and all study programs are recognized for their quality by the Accreditation Council and the Foundation for International Business Administration (FIBAA). ISM has a professor-to-student ratio of 1:7, and by learning in small groups, students can get all their queries answered, focus on their personal development goals, and be prepared for a prolific international career.

Question 14

Why should I study at the International School of Management, Germany?

Accepted Answer

High-quality education: Top-ranked teaching and unlimited state accreditation (FIBAA). More than 30 years of educational competence
Globally connected: Network of 190 partner universities for your semester abroad
Learn from the Industry Experts: German, international, and guest lecturers from the business world.
Diversity: Students of 84 nationalities; 30% international students
Personal Teaching Atmosphere: small study groups, focusing on interdisciplinary, practically oriented content and case studies
Seven campuses in major German cities

Question 15

When will I go to the International School of Management, Germany?

Accepted Answer

The International School of Management provides two intake opportunities for students entering through the accelerator route: March intake for the Munich campus and October intake for all other available campuses.

Question 16

Which topics are going to be covered as part of the program?

Accepted Answer

The program will be delivered on a robust technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, Golden Gate University, USA & ISM, Germany together seek to develop the next generation of leaders. The topics that are going to be covered are Fundamentals of Business, Management and Leadership, Marketing Management, Foundations of Business Analytics, Corporate Finance and much more.

Question 17

What is the time commitment expected for the program?

Accepted Answer

At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. The on-campus program in Germany is full time and will have an appropriate workload.

Question 18

How will my doubts/questions be addressed in an online Program?

Accepted Answer

Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

Question 19

No cost CC EMI FAQ's

Accepted Answer

0% EMI with Third Party Credit Facilitators /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the student, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Question 20

Is there any deferral or refund policy for this program?

Accepted Answer

Refund Policy:
1. Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
2. Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
3. Students shall not be eligible for a refund (under any circumstances) if the refund request is raised postprogram/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a PreProgram deferral as per the policy defined below for the same.
4. Studentshall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
5. In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
6. If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.

Deferral Policy: (Pre- Program Commencement)
1. If a Learner, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Learner will have an option to defer to another batch.
2. However, the learner will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the Learner will be assumed to be continuing in the same cohort.
3. A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Learner enrolled for.
4. The Learner has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Learner asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply.
5. The fee applicable to the deferred Learner will be as per prevailing Total Program Fee for the batch Learner as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
1. If a learner is facing severe issues in dedicating time to the course, Learner will have an option to defer to another batch.A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the Learner enrolled for.
2. The Learner will be required to pay a deferral fee of 5% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts.
3. The deferral request will be approved once the deferral fee is paid.
4. Till this condition is complied, the Learner will be assumed to be continuing in the same cohort.
5. The Learner has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the learner will continue as part of the current cohort.
6. If the Learner completes the deferral payment, the Learner’s login will be disabled, The Learner will leave the deferred cohort and the Learner will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort.
7. The deferral can only be requested during the batch for which the Learner has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad. Case Deferral fee Before Program Commencement 50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid Post Program Commencement (0-7 days after program start date) 5% of the program fee (including taxes) to be paid within 7 days as deferral fee Post Program Commencement (8 days after program start date) Will have to continue as a part of the current cohort.

Case	Deferral fee
Before Program Commencement	50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid
Post Program Commencement (0-7 days after program start date)	5% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)	Will have to continue as a part of the current cohort

MSc Business Intelligence and Data Science

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