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Most Affordable Cities in Canada for Students in 2025: Top 10 Picks

Updated on 25 February, 2025

Bulbul Sharma

Bulbul Sharma

Manager- Content @upGrad

Top 9 Most Affordable Cities in Canada for International Students in 2024

If you’re planning to study in Canada, you’ve probably checked the cost of living. You start researching, get excited about cities like Toronto and Vancouver, and then… you see the rent prices. ₹1.2 lakh+ (CAD 2,000) for a one-bedroom? That’s enough to make any student rethink their options.

But not every city in Canada will leave you stressing over expenses. Some offer lower rent, budget-friendly transportation, and a decent quality of life while still providing top universities, great career opportunities, and a strong student community.

According to Numbeo (2024), living in some smaller Canadian cities can be up to 30% cheaper than in big metro areas. That means more savings, less stress, and a better student experience overall.

Canada currently hosts over 800,000 international students, with Indians making up the largest group—around 41% (328,000 students) (IRCC, 2024). If you’re looking for a city where you can study, manage your expenses, and still have a life outside of classes, this blog is for you.

Affordable Cities in Canada for Students

If you’re looking for a smart financial choice without compromising on education and job opportunities, these 10 cities should be on your radar.

#10 – Hamilton, Ontario

Hamilton, located just an hour from Toronto, is a fast-growing student city with lower rent and cost of living while still providing access to Toronto’s job market. It’s home to over 20,000 international students, including a large Indian community.

Compared to Toronto, the cost of living in Hamilton is 20–25% lower, which makes it a more budget-friendly alternative (Numbeo, 2024).

For Indian students, the cost of living in Hamilton (₹1.5 – ₹1.8 lakh per month) is comparable to living in Bangalore or Pune, while Toronto’s cost is more like Mumbai or Delhi NCR in terms of rent and expenses.

Why Hamilton is Affordable for Students

Reason for Affordability Details
Lower rent compared to Toronto One-bedroom apartment costs ₹92,000 (CAD 1,500), whereas in Toronto, it's ₹1.2 lakh+ (CAD 2,000).
Easier access to part-time jobs Growing sectors like healthcare, manufacturing, and service provide more job opportunities for students.
Well-connected to Toronto’s job market Many students live in Hamilton and commute to Toronto to save on rent while attending universities in both cities.

Top Universities in Hamilton

  • McMaster University – Ranked #176 globally in the QS World University Rankings 2025, McMaster is renowned for its programs in medicine, engineering, and business.
  • Mohawk College – Well-known for healthcare, technology, and business programs, offering diploma and certificate courses at affordable tuition rates.

Monthly Living Expenses in Hamilton

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,500 ₹92,000
Shared Accommodation 800 – 1,000 ₹49,000 – ₹61,000
Groceries 300 – 400 ₹18,500 – ₹25,000
Transportation (Public Transit) 110 ₹6,700
Utilities & Internet 150 – 200 ₹9,200 – ₹12,300
Miscellaneous (Dining out, entertainment) 250 ₹15,300
Total (Approx.) 2,500 – 3,000 ₹1.5 lakh – ₹1.8 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Lifestyle & Quality of Life

A growing Indian community makes Hamilton feel like home. The city celebrates Diwali and Holi with cultural events, and you'll find great Indian restaurants and grocery stores. You’ll also love the nearby hiking trails, which are perfect for weekend getaways with friends.

Want to explore more affordable options? Check out this guide on the cheapest universities in Canada to find budget-friendly programs!

#9 – Saskatoon, Saskatchewan

Saskatoon is one of Canada’s most affordable cities. It offers low rent, cheaper tuition, and fewer students competing for part-time jobs. It’s also one of the fastest-growing cities in Western Canada with a strong agriculture, healthcare, and tech sector.

Saskatchewan has one of Canada’s lowest unemployment rates (4.4%), meaning more job opportunities for students (Statistics Canada, 2024).

For Indian students, the cost of living in Saskatoon (₹1.3 – ₹1.6 lakh per month) is comparable to Hyderabad or Ahmedabad, much lower than the costs of living in major metro cities like Delhi or Mumbai.

Why Saskatoon is Affordable for Students

Reason for Affordability Details
Cheaper rent and daily expenses One-bedroom apartments cost ₹73,000 (CAD 1,200), much lower than major cities.
Lower tuition fees Many Saskatchewan universities offer some of the lowest tuition rates in Canada.
Less competition for jobs Saskatoon has a 4.4% unemployment rate, increasing job opportunities for students.

Top Universities in Saskatoon

  • University of Saskatchewan – Globally ranked #340 in the QS World University Rankings 2025, it's recognized for research excellence, particularly in agriculture and biosciences.
  • Saskatchewan Polytechnic – Great for technical and diploma programs in healthcare and engineering.

Monthly Living Expenses in Saskatoon

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,200 ₹73,000
Shared Accommodation 600 – 900 ₹37,000 – ₹55,000
Groceries 250 – 350 ₹15,300 – ₹21,500
Transportation (Public Transit) 90 ₹5,500
Utilities & Internet 120 – 180 ₹7,400 – ₹11,000
Miscellaneous (Dining out, entertainment) 200 ₹12,300
Total (Approx.) 2,200 – 2,700 ₹1.3 lakh – ₹1.6 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Lifestyle & Quality of Life

Saskatoon is calm, friendly, and less crowded, which is great for students who like a peaceful vibe. The Indian community here is small but active, and you’ll find regular cultural events like Indian film screenings and festivals. You’ll also love the outdoor activities along the South Saskatchewan River—perfect for nature lovers.

Looking for more budget-friendly study options? Check out the cost of studying in Canada for international students to plan your finances better!

#8 – Winnipeg, Manitoba

Winnipeg isn’t just known for being cold in the winter—it’s also one of the most budget-friendly cities for students in Canada. The capital of Manitoba, it has lower rent, cheaper tuition, and strong job opportunities - perfect for students who want an affordable yet well-connected city. Winnipeg has a growing Indian student community, and thanks to its lower cost of living, it’s attracting more international students each year.

Winnipeg’s cost of living is 25–30% lower than Vancouver (Numbeo, 2024) - it is a great pick for students looking to save on expenses.

For Indian students, the cost of living in Winnipeg (₹1.4 – ₹1.7 lakh per month) is comparable to Chennai or Kolkata, whereas in Vancouver, it’s closer to Delhi or Mumbai.

Why Winnipeg is Affordable for Students

Reason for Affordability Details
Lower rent than most big cities A one-bedroom apartment costs ₹85,000 (CAD 1,400), compared to ₹1.5 lakh+ (CAD 2,500) in Vancouver.
Affordable food and transport Groceries and public transit cost 10-15% less than in major cities.
Low tuition fees and scholarships Manitoba has some of the lowest tuition rates in Canada, with additional scholarships for international students.

Top Universities in Winnipeg

  • University of Manitoba – Ranked #671-680 in the QS World University Rankings 2025, known for engineering, business, and health sciences.
  • University of Winnipeg – Known for smaller class sizes and affordable tuition, particularly in business and social sciences.
  • Red River College Polytechnic – Strong in technical and applied programs, with a high job placement rate after graduation.

Monthly Living Expenses in Winnipeg

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,400 ₹85,000
Shared Accommodation 700 – 1,000 ₹43,000 – ₹61,000
Groceries 250 – 350 ₹15,300 – ₹21,500
Transportation (Public Transit) 100 ₹6,100
Utilities & Internet 150 – 200 ₹9,200 – ₹12,300
Miscellaneous (Dining out, entertainment) 200 ₹12,300
Total (Approx.) 2,200 – 2,700 ₹1.4 lakh – ₹1.7 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Lifestyle & Quality of Life

Winnipeg has a growing Indian student presence, and the community is super welcoming. Whether it’s celebrating Navratri or enjoying Indian street food, there’s always something to do. 

Looking for details on overall living cost in Canada? Check out the cost of living in Canada to plan your budget!

#7 – Regina, Saskatchewan

If you’re looking for an affordable city with low rent, cheaper tuition, and strong job opportunities, Regina should be on your list. As the capital of Saskatchewan, Regina is less crowded than major cities but still offers top universities, a growing economy, and a welcoming student community.

Saskatchewan has one of Canada’s lowest unemployment rates (4.6%), which means better job opportunities for students (Statistics Canada, 2024).

For Indian students, the cost of living in Regina (₹1.2 – ₹1.5 lakh per month) is similar to Lucknow or Chandigarh, whereas living in cities like Vancouver or Toronto is closer to Delhi or Mumbai in terms of expenses.

Why Regina is Affordable for Students

Reason for Affordability Details
Cheaper rent than major cities One-bedroom apartments cost ₹73,000 (CAD 1,200), compared to ₹1.2 lakh+ (CAD 2,000) in Toronto.
Lower cost of daily expenses Groceries, transportation, and entertainment are 25-30% less than in larger cities.
Tuition discounts for international students Many universities in Regina offer discounted tuition for international students.

Top Universities in Regina

  • University of Regina – One of Canada’s fastest-growing universities, known for engineering, business, and education programs.
  • Saskatchewan Polytechnic – Regina Campus – Offers career-focused technical and diploma programs in healthcare, engineering, and IT.

Monthly Living Expenses in Regina

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,200 ₹73,000
Shared Accommodation 600 – 900 ₹37,000 – ₹55,000
Groceries 250 – 350 ₹15,300 – ₹21,500
Transportation (Public Transit) 90 ₹5,500
Utilities & Internet 120 – 180 ₹7,400 – ₹11,000
Miscellaneous (Dining out, entertainment) 200 ₹12,300
Total (Approx.) 2,200 – 2,700 ₹1.3 lakh – ₹1.6 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Lifestyle & Quality of Life

Regina offers a quieter, more tight-knit student experience, which many Indian students appreciate. There’s a growing Indian community, and Diwali and Eid celebrations are popular. 

Want to ease your study expenses? Check out Canada scholarships for Indian students to find funding options!

#6 – Calgary, Alberta

Calgary is known for oil and cowboy culture—but it’s also one of Canada’s most livable cities, and offers a strong economy, great universities, and easy access to nature. With 333 days of sunshine a year, it’s the sunniest city in Canada which makes long winters a little easier to handle.

What’s more? It’s one of the most affordable major cities. Unlike Toronto or Vancouver, Calgary has no provincial sales tax (PST), lower rent, and a strong job market. This makes it a practical choice for students looking for both quality education and job opportunities.

Calgary has the highest median income in Canada, meaning students who stay back after graduation have better earning potential (Statistics Canada, 2024).

For Indian students, the cost of living in Calgary (₹1.6 – ₹1.9 lakh per month) is similar to Bangalore or Hyderabad, while in Vancouver, it’s closer to Delhi or Mumbai.

Why Calgary is Affordable for Students

Reason for Affordability Details
No provincial sales tax (PST) Alberta doesn’t charge PST, reducing the cost of groceries, shopping, and entertainment.
Lower rent compared to Toronto and Vancouver A one-bedroom apartment costs ₹98,000 (CAD 1,600), versus ₹1.5 lakh+ (CAD 2,500) in Vancouver.
Strong job market Calgary’s job market is strong, with opportunities in sectors like tech, finance, and energy.

Top Universities in Calgary

  • University of Calgary – A top Canadian university with strong programs in engineering, business, and health sciences. (Ranked #=198 in the QS World University Rankings 2025)
  • Mount Royal University – Offers smaller class sizes and hands-on learning.
  • SAIT (Southern Alberta Institute of Technology) – Known for technology, business, and skilled trades programs, with high post-graduation employment rates.

Monthly Living Expenses in Calgary

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,600 ₹98,000
Shared Accommodation 800 – 1,200 ₹49,000 – ₹73,000
Groceries 300 – 400 ₹18,500 – ₹25,000
Transportation (Public Transit) 109 ₹6,700
Utilities & Internet 150 – 200 ₹9,200 – ₹12,300
Miscellaneous (Dining out, entertainment) 250 ₹15,300
Total (Approx.) 2,400 – 3,000 ₹1.6 lakh – ₹1.9 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Life in Calgary

Calgary has a big and vibrant Indian community, which means lots of opportunities to meet people, join clubs, and get involved in cultural events. You won’t miss the Indian culture here. Plus, there’s easy access to the Rockies, where you can hike or ski during the weekends.

#5 – St. John’s, Newfoundland & Labrador

If you want a laid-back, friendly, and super affordable place to study, St. John’s should be on your list. This coastal city in eastern Canada has stunning ocean views, colorful houses, and the lowest rent in the country. It’s a small city with a big personality, and students love it for the easygoing lifestyle and tight-knit community.

St. John’s is Canada’s most affordable city for rent, nearly 50% cheaper than Toronto (CMHC, 2024).

For Indian students, the cost of living in St. John’s (₹1.1 – ₹1.4 lakh per month) is similar to Bhopal or Bhubaneswar, while cities like Vancouver or Toronto have expenses closer to Delhi or Mumbai.

Why St. John’s is Affordable for Students

Reason for Affordability Details
Lowest rent in Canada One-bedroom apartments cost ₹61,000 (CAD 1,000), nearly 50% cheaper than in Toronto.
Lower tuition fees Newfoundland’s universities have some of the most affordable tuition rates in Canada.
Less competition for jobs Fewer international students mean it’s easier to find part-time work.

Top Universities in St. John’s

  • Memorial University of Newfoundland (MUN) – One of Canada’s most affordable research universities, offering top programs in marine biology, engineering, and business. (Ranked #661-670 in the QS World University Rankings 2025.)
  • College of the North Atlantic – Offers diplomas and certificate programs in IT, healthcare, and skilled trades, with a high employment rate after graduation.

Monthly Living Expenses in St. John’s

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,000 ₹61,000
Shared Accommodation 500 – 700 ₹30,000 – ₹43,000
Groceries 250 – 350 ₹15,300 – ₹21,500
Transportation (Public Transit) 85 ₹5,200
Utilities & Internet 120 – 180 ₹7,400 – ₹11,000
Miscellaneous (Dining out, entertainment) 150 ₹9,200
Total (Approx.) 1,800 – 2,200 ₹1.1 lakh – ₹1.4 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Life in St. John’s

St. John’s is a smaller city with a charming vibe, and the Indian student community is tight-knit. While it’s quieter, you’ll still find great Indian food and celebrations like Diwali. 

#4 – Sherbrooke, Quebec

Sherbrooke is a true student city, where nearly one in three residents is a student. That means cheaper rent, tons of student discounts, and a social scene built around campus life. Unlike bigger cities like Montreal, where living costs can add up quickly, Sherbrooke keeps things budget-friendly while still offering a high-quality education and an active lifestyle.

Sherbrooke’s cost of living is 27% lower than the Canadian average (Areavibes, 2024).

For Indian students, the cost of living in Sherbrooke (₹1.5 – ₹1.8 lakh per month) is similar to Pune or Jaipur, while Montreal’s costs are closer to Mumbai or Delhi.

Why Sherbrooke is Affordable for Students

Reason for Affordability Details
Lower rent than Montreal One-bedroom apartments cost ₹64,000 (CAD 1,050), nearly 40% cheaper than Montreal.
Free public transit for students Université de Sherbrooke students get unlimited free rides, saving on commuting costs.
Budget-friendly lifestyle Groceries, eating out, and entertainment are all cheaper than in larger cities.

Top Universities in Sherbrooke

  • Université de Sherbrooke – Ranked #851-900 in QS World University Rankings 2025, known for strong research, co-op programs, and employer connections.
  • Bishop’s University – A tight-knit, English-speaking university famous for small class sizes and active campus life.

Monthly Living Expenses in Sherbrooke

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,050 ₹64,000
Shared Accommodation 650 – 900 ₹39,000 – ₹55,000
Groceries 300 – 400 ₹18,500 – ₹25,000
Transportation (Public Transit) Free for students ₹0
Utilities & Internet 150 – 200 ₹9,200 – ₹12,300
Miscellaneous (Dining out, entertainment) 200 ₹12,300
Total (Approx.) 2,200 – 2,700 ₹1.5 lakh – ₹1.8 lakh

*Conversion rates may vary.

Source: Numbeo Canada

If you’re looking to save money and still get a world-class education, Sherbrooke is a smart pick. Check out cost of living in Montreal and compare.

Student Life in Sherbrooke

The city’s French-English bilingual culture is an added bonus if you’re looking to brush up on your French. Indian festivals are celebrated here, and it’s great for those who enjoy a balance of studying and outdoor fun.

Looking for affordable master’s programs? Check out the cost of studying for a master’s in Canada.

#3 – Moncton, New Brunswick

Moncton may not be the first city that comes to mind when thinking about studying in Canada, but that’s exactly why it’s a hidden gem for students. It’s one of the most affordable cities in the country, with low tuition fees, cheap rent, and a job market that welcomes international students.

The city is also bilingual, meaning you can study, work, and live in both English and French, giving you an edge in the job market after graduation..

Moncton’s cost of living is 17% lower than the Canadian average (Areavibes, 2024).

For Indian students, the cost of living in Moncton (₹1.3 – ₹1.7 lakh per month) is similar to Kochi or Indore, while cities like Toronto or Vancouver are closer to Delhi or Mumbai.

Why Moncton is Affordable for Students

Reason for Affordability Details
Cheapest rent in Atlantic Canada A one-bedroom apartment costs ₹55,000 – ₹73,000 (CAD 900 – 1,200).
Lower daily expenses Groceries, utilities, and dining out are much cheaper than in bigger cities.
Low tuition fees Universities here offer some of the lowest tuition rates in Canada.

Top Universities in Moncton

  • Université de Moncton – Ranked #1201-1400 in QS World University Rankings 2025, the largest French-language university outside Quebec, offering strong law, business, and healthcare programs.
  • Crandall University – A small, private institution known for personalized education and strong community ties.

Monthly Living Expenses in Moncton

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 900 – 1,200 ₹55,000 – ₹73,000
Shared Accommodation 600 – 900 ₹37,000 – ₹55,000
Groceries 250 – 350 ₹15,300 – ₹21,500
Transportation (Public Transit) 80 – 100 ₹5,000 – ₹6,100
Utilities & Internet 150 – 200 ₹9,200 – ₹12,300
Miscellaneous (Dining out, entertainment) 200 ₹12,300
Total (Approx.) 2,180 – 2,950 ₹1.3 lakh – ₹1.7 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Life in Moncton

Moncton is laid-back, welcoming, and has a small but active Indian student group. You’ll enjoy Diwali celebrations, a variety of Indian food, and the city’s natural beauty, with beaches and parks perfect for weekend relaxation.

Thinking of studying in Canada? Learn how to pick the right city with this guide!

#2 – Laval, Quebec

Laval gives students the best of both worlds—the affordability of a smaller city with the perks of being next to Montreal. It’s a cheaper, quieter alternative to Montreal, yet well-connected by public transit, allowing students to commute easily to universities, jobs, and social life in the big city.

Laval’s cost of living is 22% lower than the Canadian average (Areavibes, 2024).

For Indian students, the cost of living in Laval (₹1.6 – ₹1.9 lakh per month) is similar to Bangalore or Hyderabad, while living in Montreal is closer to Mumbai or Delhi.

Why Laval is Affordable for Students

Reason for Affordability Details
Cheaper rent than Montreal One-bedroom apartments cost ₹91,000 (CAD 1,500), compared to ₹1.2 lakh+ (CAD 2,000) in Montreal.
Public transit access Students can use the Laval-Montreal metro system, saving on commuting costs.
Lower daily expenses Food, entertainment, and utilities cost less than in downtown Montreal.

Top Universities in Laval

  • Université de Montréal – Laval Campus – A satellite campus of one of Canada’s top universities, offering a variety of undergraduate and graduate programs.
  • Collège Montmorency – A leading public college, offering technical and pre-university programs.

Monthly Living Expenses in Laval

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 1,500 ₹91,000
Shared Accommodation 800 – 1,200 ₹49,000 – ₹73,000
Groceries 300 – 400 ₹18,500 – ₹25,000
Transportation (Public Transit) 95 ₹5,900
Utilities & Internet 150 – 200 ₹9,200 – ₹12,300
Miscellaneous (Dining out, entertainment) 250 ₹15,300
Total (Approx.) 2,400 – 2,900 ₹1.6 lakh – ₹1.9 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Life in Laval

Laval is a great option for those who want to be close to Montreal without the high costs. Indian students enjoy the city’s peaceful vibe, while still having access to Montreal’s vibrant social scene.

Want to compare cities before making a decision? Check out the best student cities in Canada!

#1 – Trois-Rivières, Quebec (Most Affordable City!)

If you’re looking for the most budget-friendly city in Canada for studentsTrois-Rivières takes the top spot. Located between Montreal and Quebec City, it offers the lowest rent, affordable tuition fees, and a lower cost of living than any other major student city in Canada.

Trois-Rivières has the lowest rent in Canada, nearly 60% cheaper than Toronto (CMHC, 2024).

For Indian students, the cost of living in Trois-Rivières (₹1.1 – ₹1.4 lakh per month) is similar to Bhopal or Nagpur, while cities like Vancouver or Toronto have expenses closer to Delhi or Mumbai.

Why Trois-Rivières is Affordable for Students

Reason for Affordability Details
Lowest rent in Canada One-bedroom apartments cost ₹55,000 (CAD 900), nearly 60% cheaper than Toronto.
Lower tuition fees Universities in Trois-Rivières offer some of the most affordable tuition rates in Canada.
Cheaper everyday expenses Food, transportation, and entertainment cost 40-50% less than in major cities like Toronto or Vancouver.

Top Universities in Trois-Rivières

  • Université du Québec à Trois-Rivières (UQTR) – Ranked #1201-1400 in QS World University Rankings 2025, known for engineering, healthcare, and business programs.

Monthly Living Expenses in Trois-Rivières

Expense Average Cost (CAD) Converted Cost (INR)
Rent (1-bedroom apartment) 900 ₹55,000
Shared Accommodation 500 – 700 ₹30,000 – ₹43,000
Groceries 250 – 350 ₹15,300 – ₹21,500
Transportation (Public Transit) 75 ₹4,600
Utilities & Internet 120 – 180 ₹7,400 – ₹11,000
Miscellaneous (Dining out, entertainment) 150 ₹9,200
Total (Approx.) 1,800 – 2,200 ₹1.1 lakh – ₹1.4 lakh

*Conversion rates may vary.

Source: Numbeo Canada

Student Life in Trois-Rivières

Trois-Rivières is budget-friendly, and while the Indian student population is smaller, the city’s student-focused atmosphere makes it easy to connect with others. It’s perfect for students who want to focus on their studies while enjoying low-cost living and outdoor adventures on the weekends.

Curious how Trois-Rivières compares to other cities? Check out the cost of living in Toronto or Ottawa to see the difference!

Explore courses in Canada with this guide!

Tuition Fees in Canada: Which Cities Offer the Cheapest Education?

Tuition fees can be a major expense when studying in Canada. The average tuition fee for international students is CAD 36,100 per year (₹21.6 lakh), but this varies significantly based on the university and city (Government of Canada, 2024).

While Toronto and Vancouver have some of the highest tuition fees, cities like Quebec City and Winnipeg offer significantly lower costs.

Comparison of Tuition Fees in Cheapest Canadian Cities

City Public University Fees (CAD/INR) Private University Fees (CAD/INR)
Hamilton CAD 6,500 – CAD 8,000 (₹3,90,000 – ₹4,80,000) CAD 15,000 – CAD 18,000 (₹9,00,000 – ₹10,80,000)
Saskatoon CAD 5,200 – CAD 6,200 (₹3,12,000 – ₹3,72,000) CAD 11,500 – CAD 14,500 (₹6,90,000 – ₹8,70,000)
Winnipeg CAD 5,000 – CAD 6,000 (₹3,00,000 – ₹3,60,000) CAD 11,000 – CAD 14,000 (₹6,60,000 – ₹8,40,000)
Regina CAD 6,000 – CAD 7,000 (₹3,60,000 – ₹4,20,000) CAD 13,000 – CAD 16,000 (₹7,80,000 – ₹9,60,000)
Calgary CAD 6,000 – CAD 7,000 (₹3,60,000 – ₹4,20,000) CAD 13,000 – CAD 16,000 (₹7,80,000 – ₹9,60,000)
St. John’s CAD 6,200 – CAD 7,200 (₹3,72,000 – ₹4,32,000) CAD 13,500 – CAD 16,500 (₹8,10,000 – ₹9,90,000)
Sherbrooke CAD 5,500 – CAD 6,500 (₹3,30,000 – ₹3,90,000) CAD 12,000 – CAD 15,000 (₹7,20,000 – ₹9,00,000)
Moncton CAD 5,500 – CAD 6,500 (₹3,30,000 – ₹3,90,000) CAD 12,000 – CAD 15,000 (₹7,20,000 – ₹9,00,000)
Laval CAD 5,500 – CAD 6,500 (₹3,30,000 – ₹3,90,000) CAD 12,000 – CAD 15,000 (₹7,20,000 – ₹9,00,000)
Trois-Rivières CAD 4,500 – CAD 5,500 (₹2,70,000 – ₹3,30,000) CAD 10,000 – CAD 13,000 (₹6,00,000 – ₹7,80,000)

Conversion rates may vary.

Trois-Rivières and Quebec City provide the lowest tuition fees which is why they are great options for students on a budget.

Applying for a student visa? Learn more about the Canadian visitor visa process!

Best Part-Time Job Opportunities for Students in the Cheapest Cities in Canada

Finding a part-time job while studying in Canada can help students manage living costs and gain valuable work experience. But do these cheapest cities cities offer the best opportunities? 

As of 2025, international students can work up to 24 hours per week during academic sessions and full-time during scheduled breaks (Government of Canada, 2024).

For Indian students (Statistics Canada (2024)), the average hourly wage for part-time jobs in Canada ranges from ₹780 – ₹1,200 (CAD 13 – CAD 20)

So, where are the best student jobs? Which cities have the most opportunities? 

Part-Time Job Opportunities in the Cheapest Cities in Canada

City Popular Part-Time Jobs Average Hourly Wage (CAD/INR) Why It’s Student-Friendly
Hamilton, Ontario Retail Assistant, Barista, Tutor CAD15 – CAD20 (₹900 – ₹1,200) Close to Toronto, many on-campus jobs at McMaster University
Saskatoon, Saskatchewan Sales Clerk, Call Center, Farm Work CAD14 – CAD19 (₹840 – ₹1,140) Low unemployment rate, less competition for jobs
Winnipeg, Manitoba Store Clerk, Warehouse, Customer Service CAD14 – CAD18 (₹840 – ₹1,080) Many logistics and customer service jobs
Regina, Saskatchewan Cashier, Hospitality, Nursing Assistant CAD13 – CAD19 (₹780 – ₹1,140) Strong demand for hospitality and healthcare roles
Calgary, Alberta Admin Assistant, Retail, Tech Internships CAD15 – CAD20 (₹900 – ₹1,200) Higher wages, strong economy with tech and finance jobs
St. John’s, Newfoundland Call Center, Tutor, Retail CAD14 – CAD19 (₹840 – ₹1,140) One of Canada’s highest student job placement rates
Sherbrooke, Quebec Research Assistant, Teaching Assistant CAD13 – CAD18 (₹780 – ₹1,080) Large student population, strong university hiring
Moncton, New Brunswick Customer Support, Hospitality, Cashier CAD14 – CAD19 (₹840 – ₹1,140) Bilingual jobs available in both English and French
Laval, Quebec Retail Assistant, Office Admin, Sales CAD13 – CAD18 (₹780 – ₹1,080) Proximity to Montreal opens up more job opportunities
Trois-Rivières, Quebec Tutor, Food Service, Retail CAD13 – CAD17 (₹780 – ₹1,020) Low rent and cost of living make it easier to save money

Source: Glassdoor

Wages depend on job type and employer. Specialized jobs (like research assistants) may pay more.

Earnings from Part-Time Jobs

Your earnings depend on your hourly wage and how many hours you work.

Hours Worked Per Week Monthly Earnings (CAD) Monthly Earnings (INR)
10 hours CAD600 – CAD800 ₹36,000 – ₹48,000
15 hours CAD900 – CAD1,200 ₹54,000 – ₹72,000
20 hours CAD1,200 – CAD1,600 ₹72,000 – ₹96,000
24 hours CAD1,400 – CAD1,900 ₹86,000 – ₹1,14,000

Want to earn while studying? Learn more about part-time jobs in Canada for international students!

Eligibility Requirements:

  • You must have a valid study permit.
  • You must be enrolled full-time at a Designated Learning Institution (DLI).
  • You need a Social Insurance Number (SIN) to work legally in Canada.

Thinking about staying in Canada after graduation? Learn how to transition from a student visa to PR with this guide!

upGrad Abroad – Helping You Study in Canada on a Budget

Thinking about studying in Canada but worried about the costs? We get it – it's a big decision. But don’t stress! upGrad Abroad is here to help you make it work. We’ve got the tools like expense calculator and resources to help you study in Canada without breaking the bank.

Here’s how we help you save:

  • Guides & Resources – Access our library of articles on universities, scholarships, and visa processes.
  • Scholarships – Find scholarships to reduce your tuition fees.
  • Affordable Universities – Discover budget-friendly universities with quality programs.
  • Budgeting Tips – Get practical advice on managing your living expenses in Canada.

Want some personalized advice on how to make studying in Canada affordable? Book a 1:1 personalised counselling session with our experts and get all the answers you need!

FAQs on Most Affordable Cities in Canada for Students

Are smaller cities in Canada better for international students than big cities?

Smaller cities like Winnipeg, Regina, and Halifax have lower tuition fees, cheaper rent, and a quieter environment. However, bigger cities like Toronto and Vancouver offer better job opportunities and a diverse student community.

Which Canadian city has the best balance between affordability and quality of education?

Montreal is a great choice with top universities and low living costs. Edmonton and Halifax also provide high-quality education at a lower price compared to major cities like Toronto or Vancouver.

How do living costs in Canada compare to the USA or the UK?

Canada is cheaper than the UK and the USA in terms of tuition and living expenses. Rent and food costs in cities like Winnipeg or Halifax are much lower compared to London or New York.

Do universities in affordable cities offer the same quality of education as those in expensive cities?

Yes. Canadian universities follow strict quality standards, so a degree from Manitoba or Nova Scotia holds the same value as one from Toronto or Vancouver. The difference is mainly in job opportunities and campus facilities.

Which Canadian city has the most government-subsidized student housing?

Montreal and Quebec City have some of the most affordable student housing options, with rent subsidies and university-provided residences that cost less than private rentals.

How can international students apply for financial aid in Canada’s affordable cities?

Many universities in Manitoba, Saskatchewan, and Alberta offer entrance scholarships for international students. Provincial grants and part-time work opportunities also help lower living costs.

What are the hidden costs of living in Canada that students should be aware of?

Winter clothing, health insurance, and transportation costs can add up quickly. In cities with extreme winters like Winnipeg and Edmonton, a good winter jacket and boots can cost over CAD 300.

Which Canadian cities offer the best public transportation discounts for students?

Montreal, Ottawa, and Winnipeg have discounted student transit passes. Cities like Vancouver have pricier public transport but more reliable service.

Are student healthcare costs lower in certain Canadian provinces?

Yes, Alberta, British Columbia, and Manitoba offer free or low-cost healthcare for international students, while in Ontario and Quebec, students need private insurance.

Which Canadian cities offer free or low-cost student activities and entertainment?

Montreal, Vancouver, and Halifax have free festivals, concerts, and outdoor events. Universities also provide free sports facilities, libraries, and cultural activities.

How do weather conditions impact student life and expenses in different Canadian cities?

Colder cities like Winnipeg and Edmonton require extra spending on winter clothes and heating. Milder cities like Vancouver and Victoria have higher rent but lower winter-related expenses.

Which affordable Canadian cities have the highest employment rates after graduation?

Calgary, Edmonton, and Winnipeg have strong job markets for graduates, especially in engineering, healthcare, and IT, with higher chances of securing work permits and PR.

What are the best budgeting strategies for students living in Canada’s cheaper cities?

Cooking at home, using student transit passes, and buying second-hand textbooks can save money. Many students in Montreal and Halifax also work part-time to cover expenses.

Do cheaper cities in Canada provide better work-study programs for international students?

Yes, universities in Regina, Winnipeg, and Halifax have more on-campus job opportunities and less competition for work-study positions compared to bigger cities.

Which affordable cities in Canada have the best post-graduation work permit opportunities?

Montreal, Calgary, and Edmonton have strong job markets and offer easier PR pathways through Provincial Nominee Programs (PNP), ideal for international graduates.

Bulbul Sharma

Manager- Content @upGrad

Bulbul is a self-driven professional and an expert writer & editor. She has been a part of the ed-tech industry for the past 2 years now and is motivated to provide study abroad aspirants with factually correct and relevant information. Her knack for impactful writing makes her blogs worth a read!

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