Cost of Studying in Switzerland in 2025?

Studying in Switzerland offers high-ranking universities, strong job prospects after graduation, and an excellent quality of life. However, tuition fees for public institutions range from CHF 500 (INR 48.7k) to CHF 3,129 (INR 3L) per semester, and living costs in cities like Zurich and Geneva can reach CHF 2,500 (INR 2.4L) – CHF 3,500 (INR 3.4L) per month. 

This guide breaks down tuition fees, visa charges, pre-arrival and post-arrival costs, and scholarship options. You'll also find budget-saving strategies and a cost comparison with other countries. If you’re planning to study in Switzerland, this guide gives you everything you need to budget wisely.

Cost of Studying in Switzerland: Top Universities and Their Fees

Switzerland is great for studies, with affordable tuition fees and scholarship offers. Understanding the tuition fees at Switzerland's top universities is crucial for planning your education. Below, you'll find a comparison of tuition fees across major institutions for various courses.

University	Tuition Fee per Semester (CHF)	Tuition Fee per Semester (INR)
ETH Zurich	CHF 2,190	INR 2,16,547
University of Geneva	CHF 500	INR 49,440
University of Lausanne	CHF 580	INR 57,350
University of Neuchâtel	CHF 700	INR 69,216
University of Basel	CHF 850	INR 84,048
University of Bern	CHF 950	INR 93,936
University of St. Gallen	CHF 3,129	INR 3,09,396

Note: All INR values are based on an exchange rate of 1 CHF = 98.88 INR. Since exchange rates fluctuate, the actual cost may vary. Always check the latest rates before making financial commitments."

While tuition fees are a major expense, students should also consider other costs, such as visa fees, living expenses, and health insurance. Let's break down these additional expenses in the next section.

What Are the Visa Costs for Studying in Switzerland?

Securing a student visa for Switzerland involves additional costs beyond just the application fee. You must prove financial stability, cover processing charges, ensure health insurance compliance and fulfill other requirements as per the visa category. The total cost varies based on your stay duration and additional services you choose during the application process. 

Below, you'll find a detailed breakdown of visa-related expenses for Indian students to study in Switzerland.

Fee Type	Amount in INR
Student Visa (Type D) Application	Free of cost
Service Charge by VFS Global	INR 1,850
Optional Courier Service	INR 775
Optional SMS Service	INR 390
Form Filling Service	INR 2,915

Note: All VFS Service Charges are inclusive of Goods and Service Tax – SGST @ 9% and CGST @ 9%. The visa fee is payable in Indian Rupees as per the current exchange rate and is subject to change without notice.

Processing Time: Student Visa (long-stay Visa) usually takes up to 15 days.

Proper planning ensures you avoid last-minute issues with your visa application.

Are There Scholarships for International Students in Switzerland?

Securing financial support can significantly ease the burden of studying abroad. Switzerland offers a variety of scholarships tailored for international students, each with specific eligibility criteria, application deadlines, and benefits. 

Below is a curated list of prominent scholarships available to assist you in your academic journey.​

Scholarship Name	Eligibility	Benefits
Swiss Government Excellence Scholarships	For postgraduate researchers Requires a master’s degree Needs a research proposal Must have an acceptance letter from a Swiss university	- Monthly stipend of CHF 1,920 (INR 1,90,000) and CHF 3,500 (INR 3,40,000) for postdoctoral candidates.  - Covers living cost for one person only.
ETH Zurich Excellence Scholarship & Opportunity Programme (ESOP)	Students ranking in the top 10% of their bachelor's program.	- Covers CHF 12,000 (INR 11,90,000) per semester as living and study expenses.  - Full tuition fee waiver.
University of Geneva Excellence Master Fellowships	- Open to students with a bachelor's degree or equivalent.	- CHF 10,000 to CHF 15,000 (INR 9,90,000 to INR 14,90,000) per year.
EPFL Excellence Fellowships	- Open to both internal and external applicants with outstanding academic records.	- CHF 10,000 (INR 9,90,000) per semester. - Guaranteed student accommodation.
University of Lausanne (UNIL) Master's Grants	- Open to students who have obtained a bachelor's degree from a foreign university.	- CHF 1,600 (INR 1,58,000) per month for the duration of the master's program (not exceeding two years).
University of St. Gallen Starr International Foundation Scholarship Fund	- Open to foreign-language students with a recognized bachelor's degree.	- Covers tuition fees. - Provides living expenses based on individual assessment.
IMD MBA Scholarships	- Open to applicants who have "applied to and been accepted into the IMD MBA program. - Specific eligibility criteria vary per scholarship (e.g., leadership potential, women from developing countries).	- Amounts vary; some scholarships offer up to CHF 50,000 (INR 49,50,000).

Note: All amounts in INR are calculated based on the current exchange rate (1 CHF = INR 98.88). Exchange rates fluctuate, so actual costs may vary. Always check real-time rates before making financial decisions.

Similar Read: Scholarships in Switzerland – Requirements & Amount

Next, we will analyze how the cost of studying in Switzerland compares to other countries.

How Does the Cost of Studying in Switzerland Compare to Other Countries?

Studying in Switzerland is known for its academic excellence, high standards of living, and networking opportunities, but the costs vary significantly compared to other popular study destinations. Switzerland is considerably affordable compared to the United States and Canada. Below is a detailed comparison.

Country	Cost of Studying	Cost of Studying (INR)
United States	$99,417	INR 86L
Australia	AUD 40,000 - AUD 76,000	INR 22L - 41.8L
Canada	CAD 36,100 - CAD 51,100	INR 21.8L - 30.9L
Ireland	€19,400 - €65,400	INR 18.3L - 61.9L
Germany	€10,700 - €40,200	INR 10.1L - 38L
United Kingdom	£10,400 - £39,400	INR 9.8L - 37.3L

Note: All amounts in INR are calculated based on the current exchange rate (1 CHF = INR 98.88). Exchange rates fluctuate, so actual costs may vary. Also the tuition fees also vary in different institutions. 

Apart from tuition, students must consider living expenses. On average, Switzerland’s living costs range from CHF 18,000 to CHF 28,000 per year (INR 17.8L - 27.7L), making it one of the pricier destinations. However, work opportunities and scholarships can help manage costs.

Also Read: Education System in Switzerland for International Students

Next, we will explore the costs you need to consider before arriving in Switzerland.

Cost of Study in Switzerland: Pre-Arrival

Before visiting Switzerland for studies, it's crucial to understand and prepare for various pre-arrival expenses. These costs encompass visa applications, travel, and initial administrative fees. 

Below is a detailed breakdown to assist you in financial planning.

Expense Category	Estimated Cost (CHF)	Estimated Cost (INR)
Visa Application Fee	Free, except for some cases	Free, except for some cases
Airfare to Switzerland	–	INR 22,000 – INR 65,000
University Application Fee	CHF 100 – CHF 250, varies by universities	INR 9,888 – INR 24,720 varies by universities
Prepaid Food and Beverage Account	Approx CHF 1,700	INR 167,900
Student Visa Courier Fees	CHF 20 – CHF 50	INR 2,000 – INR 5,000
Cost of Education Loans	1.5 to 3.25%	N/A
Personal Expenses (Clothing, supplies, etc)	N/A	INR 100,000

Note: All amounts in INR are calculated based on the current exchange rate (1 CHF = INR 98.88). Exchange rates fluctuate, so actual costs may vary. Always check real-time rates before making financial decisions.

By understanding these costs in advance, you can create a well-structured financial plan and avoid unexpected expenses. Next, you’ll explore the living costs and additional expenses you’ll incur after arriving in Switzerland

Cost of Study in Switzerland: Post-Arrival

Once you arrive in Switzerland for your studies, you need to plan and budget carefully for all essential living expenses. These post-arrival costs are around CHF 1,850 (INR 1,81,550) Below is a detailed breakdown to assist you in financial planning.

Expense Category	Estimated Cost (CHF)	Estimated Cost (INR)
Tuition Fees	CHF 500– CHF 2,000	INR 49,100 - INR 1,96,000
Accommodation	CHF 700	INR 69,216
Food	CHF 600	INR 59,184
Health Insurance	CHF 90	INR 8,877
Transportation	CHF 60	INR 5,918
Supplies	CHF 100	INR 9,864
Clothes and Personal Items	CHF 150	INR 14,796
Other (phone, internet, etc.)	CHF 150	INR 14,796

Note: All amounts in INR are calculated based on the current exchange rate (1 CHF = INR 98.88). Exchange rates fluctuate, so actual costs may vary. 

Next, we will evaluate whether moving to Switzerland is the right choice by comparing the cost of living to the quality of life.

Should You Move to Switzerland? Cost vs Quality of Life

Considering a move to Switzerland for your studies involves evaluating both the financial implications and the lifestyle benefits. Here's a detailed analysis to assist your decision-making process:

• Cost of Living: Switzerland is known for its high living expenses. International students typically spend between CHF 1,500 (INR 1.46L) and CHF 2,500 (INR 2,4L) per month, covering accommodation, food, transportation, and personal costs.
  • Verdict: While the cost of living is substantial, the investment aligns with the high standard of living and services provided.​ You can use student discounts using university IDs. 
• Quality of Education: Swiss educational institutions are globally recognized for excellence. The country boasts a top-class education system, with several Swiss educational institutions and universities consistently ranking at the global level. Like, ETH Zurich, which ranks at #7 at QS world rankings 2025. ​
  • Verdict: If you seek a prestigious and high-quality education, Switzerland offers exceptional opportunities.​
• Job Prospects: Switzerland has a robust economy with opportunities in sectors like finance, pharmaceuticals, and engineering. A software engineer can earn up to CHF 1L (INR 98L approx) a year, and a finance analyst can earn CHF 72K (INR 70L approx ) yearly before tax. 
  • Verdict: If you're aiming for employment in specialized fields and are willing to adapt linguistically, Switzerland can be rewarding.​
• Lifestyle and Well-Being: Switzerland consistently ranks high in quality of life metrics, offering a safe, clean, and well-organized environment. The country boasts excellent healthcare facilities, efficient public transportation, and a strong culture.
  • Verdict: For those prioritizing safety, environmental quality, and overall well-being, Switzerland is an excellent choice.​
• Pathway to Permanent Residency: Switzerland offers pathways to permanent residency, but they are often lengthy and require proficiency in a national language, stable employment, and integration into Swiss society.​ In countries like Australia and Canada, it is significantly easy to get permanent residency status. 
  • Verdict: If long-term residency is a goal, be prepared for a gradual process with specific requirements.​

Moving to Switzerland presents a blend of high costs and exceptional quality of life. Weighing these factors against your personal and professional goals is essential.

Now, let’s go through some quick tips and strategies to lower your cost of studying in Switzerland. 

Quick Tips to Lower Your Costs!

Studying in Switzerland comes with significant expenses, with goods 29% more expensive than in the USA. But there are ways to minimize costs. By making strategic choices in accommodation, transportation, and daily spending, you can reduce financial pressure. Below are some practical cost-saving tips to help you manage your budget effectively.

• Choose Affordable Accommodation:  University dormitories and shared apartments cost significantly less than private rentals. Cities like Lausanne and Bern offer student housing for CHF 500 – CHF 900 (INR 49,440 – INR 88,992) per month, compared to private apartments, which can exceed CHF 1,200 (INR 1,18,080).
• Use Public Transportation Passes: Instead of buying individual tickets, get a Swiss Travel Pass or a city-based transport pass. Students in Zurich can get a monthly pass for CHF 60 (INR 5,918), much cheaper than daily tickets.
• Apply for Scholarships:  Several universities and government programs offer scholarships that cover tuition fees and living expenses. For instance, the Swiss Government Excellence Scholarships provide a monthly stipend of CHF 1,920 (INR 1,90,000).
• Work Part-Time During Studies:  International students can work 15 hours per week during semesters and 100 hours a week during semester breaks. Jobs in retail, hospitality, or research assistant roles pay around CHF 22 (INR 2,160) per hour (minimum wages), covering monthly expenses.
• Buy Used Books or Borrow from Libraries: New textbooks can cost CHF 100 – CHF 300 (INR 9,888 – INR 29,664) per semester. Many universities offer book rentals, and platforms like Studibuch allow students to buy and sell used books at lower prices.
• Leverage Student Discounts: Swiss universities provide discounted access to museums, public transport, and fitness centers. Many stores and restaurants also offer student discounts of 10 – 30% with a university ID card.
• Live in a Smaller City: Living costs in cities like Zurich and Geneva are 30 – 40% higher than in smaller cities like Neuchâtel or Fribourg. Monthly expenses in Zurich can reach CHF 3,500 (INR 3,45,000), whereas in Lausanne or Bern, it is closer to CHF 2,500 (INR 2,46,000).

Also Read: MS in Switzerland for Indian Students

Making smart financial decisions while studying in Switzerland can help you cut down on unnecessary expenses and focus on your education. 

Need expert guidance on studying in Switzerland? upGrad Counsellors can help you find the best universities, scholarships, and financial aid options. Next, let’s explore your opportunities!

How upGrad Counsellors Can Help You in Studying in Switzerland?

With over 10 million learners and 200+ courses, upGrad provides expert support to help students study in Switzerland. From selecting universities to securing scholarships, upGrad simplifies the entire process. Here’s how upGrad can help you:

• University & Course Selection – Get expert recommendations based on your career goals and budget.
• Career Counselling – Identify high-demand courses and industries in Switzerland to enhance job prospects.
• Exam & Application Support – Receive guidance for IELTS, TOEFL, and GMAT, along with SOP and LOR assistance.
• Visa & Documentation Assistance – Get step-by-step help with the Swiss student visa process and financial proof requirements.
• Scholarships & Financial Aid – Explore funding options like Swiss Government Excellence Scholarships and education loans.

Want personalized guidance? You can book a free counselling session with upGrad’s experienced advisors. Get personalized guidance on university selection, scholarships, and visa processes to make your dream of studying in Switzerland a reality!