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Study in Europe for Free: A Step-by-Step Guide

Updated on 06 February, 2025

upGrad Abroad Team

upGrad Abroad Team

upGrad abroad Editorial Team

Did you know that some of the top-ranked universities in Europe offer degrees with no tuition fees? Countries like Germany, Norway, and France are leading the way - they attract thousands of international students each year.

Why is studying for free in Europe such a great choice?

  • Universities like the University of Heidelberg, Sorbonne University, and the University of Oslo offer world-class education with no tuition fees.
  • Europe offers various programs in fields like engineering, business, arts, and healthcare.
  • Without the burden of tuition fees, students can focus on managing living expenses and investing in their future careers.

Fun Fact: In Germany alone, over 250,000 international students enjoy tuition-free education every year, and that number keeps growing.

In this blog, we’ll explore how you can study in Europe for free, the eligibility requirements, and how to apply. Let’s get started!

Must Read: Benefits of Studying Abroad – Top 10 Advantages

Fully Funded Scholarships to Study in Europe for Free

Several countries, including Germany, France, Norway, and Sweden, offer fully funded scholarships for international students. According to Erasmus+, over 100,000 international students benefit from EU-funded scholarships every year.

1. Erasmus+ Scholarship Program

Erasmus+ is one of the largest EU-funded scholarships, which lets students study in multiple European countries under joint programs.

Who Can Apply?

  • Master’s students from non-EU countries.
  • Some programs are also open for Bachelor’s and PhD students.

Eligibility Criteria

  • Admission into an Erasmus Mundus Joint Master’s program.
  • Strong academic record.
  • English proficiency (IELTS/TOEFL required in most cases).

Financial Coverage

  • Full tuition waiver
  • Monthly stipend (€1,000–€1,200 or ₹90,000–₹1.1 lakh)
  • Travel costs and insurance

Application Process & Deadline

  • Apply through Erasmus Mundus programs.
  • Deadlines vary but typically fall between October and January.

2. DAAD Scholarships (Germany)

Germany offers tuition-free education at public universities, and DAAD provides additional financial support for international students.

Who Can Apply?

  • Master’s and PhD students applying to German universities.

Eligibility Criteria

  • Relevant academic background.
  • Some courses require prior work experience.
  • English or German proficiency (IELTS/TOEFL/TestDaF).

Financial Coverage

  • Tuition fully covered
  • Monthly stipend:
    • €861 (₹77,000) for master’s students
    • €1,200 (₹1.1 lakh) for PhD students
  • Travel allowance & health insurance

Application Process & Deadline

  • Apply through DAAD’s online portal.
  • Deadlines vary (typically between August and December).

3. Eiffel Excellence Scholarship (France)

This French government-funded scholarship aims to attract top international students for master’s and PhD programs.

Who Can Apply?

  • Master’s and PhD students applying to top French universities.

Eligibility Criteria

  • Non-French nationality required.
  • Age limit:
    • Master’s: 25 years max
    • PhD: 30 years max
  • Strong academic background.

Financial Coverage

  • Monthly stipend:
    • €1,181 (₹1.06 lakh) for master’s students
    • €1,700 (₹1.5 lakh) for PhD students
  • Travel expenses & health insurance included.

Application Process & Deadline

  • Apply through a French university (students cannot apply directly).
  • Deadline: January every year.

Suggested Read: How to Choose Where to Study Abroad – Vital Tips

4. Swedish Institute Scholarships (Sweden)

Sweden offers tuition-free education for EU/EEA students, while the Swedish Institute Scholarships (SISGP) provide full funding for international students pursuing master’s degrees.

Who Can Apply?

  • Master’s students from select non-EU countries.
  • Applicants with strong academic and leadership backgrounds.

Eligibility Criteria

  • Must have a bachelor’s degree and relevant work experience.
  • Demonstrated leadership experience in sustainability, innovation, or development.
  • English proficiency (IELTS/TOEFL required for most programs).

Financial Coverage

  • Full tuition fee coverage at Swedish universities.
  • Monthly stipend: SEK 11,000 (₹1 lakh) for living expenses.
  • Travel allowance & health insurance.

Application Process & Deadline

  • Apply through the Swedish Institute website.
  • Deadline: January–February every year.

5. Netherlands Government Scholarships (Holland Scholarship & Orange Knowledge Programme)

The Dutch government offers multiple scholarships to support international students, including the Holland Scholarship for bachelor’s and master’s students and the Orange Knowledge Programme (OKP) for mid-career professionals.

Who Can Apply?

  • Holland Scholarship: For non-EU/EEA students applying to Dutch universities.
  • OKP: For professionals in education, governance, and climate sectors.

Eligibility Criteria

  • Admission to a participating Dutch university.
  • Academic excellence and leadership potential.
  • For OKP: Work experience in a relevant field.

Financial Coverage

  • Holland Scholarship: €5,000 (₹4.5 lakh) grant towards tuition (not fully funded).
  • OKP: Covers full tuition, monthly stipend, travel, and insurance.

Application Process & Deadline

  • Apply through participating Dutch universities.
  • Deadlines: February–May (varies by university).

6. Finnish Government Scholarships

Finland offers tuition-free education for EU/EEA students, while the Finnish Government Scholarship Pool supports non-EU students pursuing PhDs. Master’s students can apply for university-funded scholarships.

Who Can Apply?

  • PhD students from non-EU/EEA countries.
  • Master’s students applying for tuition waiver scholarships at Finnish universities.

Eligibility Criteria

  • Admission into a Finnish university.
  • Research proposal (for PhD applicants).
  • English proficiency (IELTS/TOEFL).

Financial Coverage

  • PhD scholarships provide a monthly stipend of €1,500 (₹1.35 lakh).
  • Tuition waivers available for master’s students at select universities.

Application Process & Deadline

  • Apply through Finnish National Agency for Education.
  • Deadlines: December–February every year.

7. Norwegian Quota Scheme (Norway)

Norway offers tuition-free education at public universities for all students, including non-EU applicants. The Norwegian Quota Scheme (now integrated into various university-specific scholarships) provides funding for master’s and PhD students from developing countries.

Who Can Apply?

  • Master’s and PhD students from select countries in Asia, Africa, Latin America, and Eastern Europe.
  • Must apply to a Norwegian university participating in the scheme.

Eligibility Criteria

  • Bachelor’s degree for master’s applicants; research proposal for PhD applicants.
  • English proficiency (IELTS/TOEFL required).
  • Commitment to returning to the home country after studies.

Financial Coverage

  • Full tuition waiver at participating universities.
  • Monthly stipend to cover living expenses (NOK 11,500–13,000 (₹1 lakh–₹1.2 lakh)).
  • Health insurance and travel allowances.

Application Process & Deadline

  • Apply directly to Norwegian universities offering quota-based scholarships.
  • Deadline: December–January (varies by university).

8. Italian Government Scholarships for Foreign Students

Italy offers government-funded scholarships through the Ministry of Foreign Affairs (MAECI) to support international students in bachelor’s, master’s, and PhD programs.

Who Can Apply?

  • Non-EU students applying to Italian universities.
  • Master’s and PhD students pursuing research or specialized fields.

Eligibility Criteria

  • Bachelor’s degree for master’s applicants; research proposal for PhD candidates.
  • Age limit: Below 28 years (for master's) and 30 years (for PhD).
  • Italian or English language proficiency, depending on the program.

Financial Coverage

  • Full or partial tuition fee waivers at Italian public universities.
  • Monthly stipend of €900 (₹81,000) for living expenses.
  • Health insurance coverage.

Application Process & Deadline

  • Apply through Italy’s Ministry of Foreign Affairs (MAECI).
  • Deadline: April–May every year.

9. University-Specific Scholarships (ETH Zurich, KU Leuven, University of Helsinki, etc.)

Several top European universities offer merit-based and need-based scholarships for international students.

ETH Zurich Excellence Scholarship (Switzerland)

  • Covers full tuition and CHF 12,000 (₹11 lakh) per year for living expenses.
  • Requires strong academic record and research potential.

KU Leuven Global Scholarships (Belgium)

  • Offers full/partial tuition waivers and monthly stipend for master's students.
  • Priority given to students from developing countries.

University of Helsinki Scholarships (Finland)

  • Covers tuition fees (€13,000–€18,000 per year, ₹11.7 lakh–₹16.2 lakh) for non-EU students.
  • Additional grants available for living costs.

Application Process & Deadline

  • Apply directly through the university websites.
  • Deadlines: December–February (varies by university).

Top Countries Offering Free or Low-Cost Master's Degrees in Europe

According to Study in Europe, over 1.5 million international students enroll in European universities every year, drawn by affordable education and strong academic standards. 

Here are some of the best countries where you can study for free or at a minimal cost:

Country Tuition Fees for Non-EU Students Who Qualifies for Free Education?
Germany Mostly free (semester fee of €150–€300 / ₹13,500–₹27,000) All students, except some specialized programs
Norway €0 (only semester fee of €80–€120 / ₹7,200–₹10,800) All students, regardless of nationality
Sweden €9,000–€15,000/year (₹8–₹13.5 lakhs) EU/EEA students study for free; scholarships for non-EU students
Finland €10,000–€18,000/year (₹9–₹16.2 lakhs) EU/EEA students study for free; scholarships available
Austria €1,500/year (₹1.35 lakhs) Free for EU/EEA students; reduced fees for others
France €2,000–€3,500/year (₹1.8–₹3.15 lakhs) Low tuition at public universities, scholarships available

Tuition-Free and Low-Cost Universities in Europe

Public Universities Offering Full Tuition Waivers

Some universities in Europe waive tuition fees for high-achieving students or those receiving government-funded scholarships.

University Country Who Qualifies?
Ludwig Maximilian University of Munich (LMU) Germany No tuition for all students (semester fee applies)
University of Oslo Norway Free tuition for all students
Stockholm University Sweden Free for EU/EEA students; scholarships for others
University of Vienna Austria Low fees for international students

Research-Based Master's & PhD Programs with Tuition Exemptions

Many European universities offer tuition-free PhD programs and some research-based master's degrees with funding.

University Country Funding Details
ETH Zurich Switzerland Tuition-free for PhD students + stipends
University of Helsinki Finland Research-based master's with tuition waivers
Sorbonne University France PhD programs with full funding
University of Groningen Netherlands Fully funded PhD positions available

Low-Cost Universities for International Students

Some universities charge low tuition fees and offer additional financial aid.

University Country Average Tuition (Non-EU Students)
University of Debrecen Hungary €3,000–€5,000/year (₹2.7–₹4.5 lakhs)
Charles University Czech Republic €2,000–€4,000/year (₹1.8–₹3.6 lakhs)
University of Porto Portugal €3,500–€7,000/year (₹3.2–₹6.3 lakhs)
University of Warsaw Poland €2,000–€4,500/year (₹1.8–₹4 lakhs)

How to Apply for Fully Funded Scholarships in Europe

With over 200,000 international students receiving financial aid in Europe every year, many universities and governments offer scholarships covering tuition, living expenses, and travel costs.

Step-by-Step Guide to Applying for Scholarships in Europe

  1. Research Scholarships & Universities
    • Look for government-funded programs like Erasmus+, DAAD (Germany), and the Norwegian Quota Scheme.
    • Check university-specific scholarships, such as those offered by Trinity College Dublin (Ireland) or Sciences Po (France).
  2. Prepare Academic Documents
  3. Meet Language Requirements
    • English-taught programs: IELTS, TOEFL, or PTE required.
    • French-taught programs: DELF/DALF (France).
    • German-taught programs: TestDaF, DSH (Germany).
  4. Submit Applications Before Deadlines
    • Deadlines vary by country—most are between December and March for the upcoming intake.
  5. Prepare for Interviews & Selection Process
    • Some scholarships require an interview to assess motivation and research interests.
    • Examples: Erasmus Mundus Joint Master’s or Swedish Institute Scholarships.

Cost of Living in Europe for International Students: Managing Expenses

Major cities like Paris, Berlin, and Amsterdam are more expensive, while smaller towns offer more affordable living options. Here’s a breakdown of the typical monthly costs for students.

Monthly Living Costs in Europe

Expense Category Average Cost (EUR) Key Considerations
Accommodation (Shared) €300–€700 (₹27,000–₹63,000) Depends on city; university dorms are cheaper
Food & Groceries €150–€300 (₹13,500–₹27,000) Cooking at home saves money
Public Transport €30–€90 (₹2,700–₹8,100) Student discounts available
Health Insurance €50–€150 (₹4,500–₹13,500) Mandatory in most countries
Internet & Utilities €50–€100 (₹4,500–₹9,000) Included in some rental agreements
Entertainment & Misc. €100–€250 (₹9,000–₹22,500) Depends on personal lifestyle

Smart Ways to Save Money as a Student in Europe

  • Use Student Discounts – Get 50% off on transport, museum tickets, and restaurants in many cities.
  • Live in University Dorms – 30–40% cheaper than renting a private apartment.
  • Buy from Local Markets – Supermarkets like Lidl, Aldi, and Carrefour offer budget-friendly groceries.
  • Work Part-Time – Most countries allow students to work 15–20 hours/week, covering at least 50% of monthly expenses.

Post-Scholarship Benefits: Job Opportunities and PR Pathways in Europe

Many European countries allow scholarship students to work part-time while studying. However, rules vary based on country and visa type.

Most European countries allow students to work 15–20 hours per week during the academic term and full-time during breaks. However, some scholarships may have restrictions on working hours, so it's important to check the terms.

Students often take up part-time jobs in:

  • Research Assistantships (for master’s and PhD students)
  • IT and Tech Support (especially in Germany, Ireland, and Sweden)
  • Tutoring and Language Assistance (English tutors are in demand)
  • Retail and Hospitality Jobs (cafés, supermarkets, hotels)
  • Freelancing (content writing, graphic design, programming)

Post-Study Work Visa and PR Pathways

Europe offers excellent post-study work and PR options for international graduates.

  • Post-Study Work Visas
    Many European countries provide a post-study work visa, allowing students to stay and find jobs after graduation.
    • Germany – 18-month work visa
    • France – 2-year work visa extension
    • Netherlands – 1-year search visa for job hunting
    • Ireland – 2-year post-study work visa for master's students
  • PR (Permanent Residency) Eligibility for International Graduates
    International students can apply for PR after a few years of working in Europe. The process varies by country:
    • Germany – PR after 2 years of work with a Blue Card
    • France – PR eligibility after 5 years of residence
    • Sweden – PR after 4 years of work
    • Ireland – PR after 5 years of legal residence
  • Earning Potential and Career Opportunities
    Europe has a high demand for skilled professionals, especially in IT, engineering, healthcare, and business. Average starting salaries for graduates:
    • Germany – €45,000/year (₹40 lakhs/year)
    • Ireland – €40,000/year (₹36 lakhs/year)
    • France – €38,000/year (₹34 lakhs/year)
    • Netherlands – €42,000/year (₹37 lakhs/year)

How upGrad Can Help You Study in Europe for Free

Studying in Europe is possible at little to no cost. Many universities offer tuition-free or low-cost programs. 

Explore Tuition-Free and Affordable Universities

Europe has many universities with low or no tuition fees. upGrad Abroad helps you choose the best fit.

✔ Study in Germany
✔ Study in Ireland
✔ Study in  France
✔ Study in UK 

Compare study destinations with upGrad Abroad to find the best country for your goals.

Prepare for Entrance Exams with upGrad Abroad

Some universities require English proficiency or GRE scores. upGrad Abroad provides study support for:

  • IELTS – Required for English-taught programs.
  • GRE – Preferred for graduate programs in various countries.
  • TOEFL – Accepted by universities worldwide.

Access study materials, expert tips, and practice tests to improve your scores.

Strengthen Your Application with SOP, LOR, and Scholarships

A well-prepared application increases admission and scholarship opportunities. upGrad offers:

Many scholarships cover tuition, living expenses, and travel costs.

Save Costs with Hybrid Learning

Hybrid programs allow you to start your degree online and complete it on-campus in Europe. This reduces living expenses while ensuring a degree from a top European university.

✔ Earn an internationally recognized degree while managing costs effectively.

Whether you choose Germany, France, UK, or Ireland, upGrad provides support for university selection, exam prep, applications, and scholarships.

Plan your study abroad experience with upGrad today!

(FAQs)

Which European countries offer free education for non-EU students?

Germany, Norway, and Finland offer tuition-free education at public universities for international students. Some other countries have low-cost programs or offer full scholarships.

Do I need to pay any hidden administrative or enrollment fees at tuition-free universities?

Most tuition-free universities charge small administrative or semester fees, usually ranging between €100–€500 (₹9,000–₹45,000) per semester.

Are there scholarships that cover both tuition and living expenses in Europe?

Yes, fully funded scholarships like the DAAD (Germany), Erasmus+, and the Swedish Institute Scholarships cover both tuition and living costs.

Can I get a fully funded scholarship if I have an average academic record?

While most scholarships prefer high achievers, some funding options focus on financial need, leadership skills, or research potential, which increases your chances even with an average academic record.

What are the language requirements for tuition-free universities in Europe?

Many universities offer English-taught programs, but some require IELTS/TOEFL scores. Programs in Germany, France, and Italy may need basic proficiency in the local language.

Are tuition-free universities in Europe as competitive as paid universities?

Yes, public universities in Germany, Norway, and Sweden have high admission standards, especially for competitive programs like engineering, business, and medicine.

Can I apply for multiple scholarships at different European universities?

Yes, you can apply to multiple universities and scholarships, but check if accepting one scholarship disqualifies you from receiving others.

What are the most common reasons why students get rejected from European scholarships?

Weak academic records, incomplete applications, missing deadlines, or failing to meet language proficiency requirements are common reasons for rejection.

Do tuition-free universities in Europe require entrance exams?

Some universities, like those in Finland and France, may require entrance exams for certain programs, while others rely on past academic performance and standardized test scores.

How can I improve my chances of getting a scholarship in Europe?

A strong SOP, high GPA, recommendation letters, and relevant extracurricular activities can boost your chances. Applying early and ensuring all documents are complete also helps.

Are part-time jobs easy to find for international students in tuition-free universities?

Yes, students can work 10–20 hours per week while studying. Countries like Germany and Sweden have high demand for student workers, especially in retail, hospitality, and tutoring.

Can I switch universities after securing a scholarship in Europe?

It depends on the scholarship. Some scholarships are tied to specific universities, while others allow transfers within the same country or academic network.

What happens if I fail to maintain the academic performance required by my scholarship?

Many scholarships have a minimum GPA requirement. If you don’t meet it, you may lose funding or have to repay some benefits, depending on the terms.

Are there any countries in Europe where international students get free healthcare?

Countries like Germany, Norway, and Sweden provide low-cost or free healthcare for international students if they are enrolled in public health insurance plans.

How do I get a post-study work visa after graduating from a tuition-free university in Europe?

Many European countries offer post-study work permits for graduates. Germany offers an 18-month job-seeking visa, while Sweden, the Netherlands, and Ireland provide 1–2 years of post-study work options.

upGrad Abroad Team

upGrad abroad Editorial Team

We are a dedicated team of study-abroad experts, ensuring intensive research and comprehensive information in each of our blogs. With every piece written, we aim at simplifying the overseas education process for all. Our diverse experience as journalists, content writers, editors, content strategists, and marketers helps create the most relevant and authentic blogs for our readers.

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