The USA is home to over 4,000 accredited universities and attracts more than 1 million international students every year. However, tuition fees can be a significant concern, with costs ranging from $20,000 to $70,000 (₹1,723,000 - ₹6,030,500) annually.
Here’s the good news: more than 60% of international graduate students in the USA receive financial aid in the form of scholarships, grants, and assistantships.
In this guide, we’ll show you how you can study in the USA for free, thanks to scholarships.
Scholarships for International Students to Study in the USA for Free
If you're thinking about studying in the USA, you’re among the 1 million international students who choose the USA every year for their higher education. But as we know, studying abroad can be expensive.
Best For: High-achieving students applying for undergraduate and master’s programs.
Coverage: Partial to full tuition scholarships based on academic excellence, leadership, and extracurricular achievements.
Eligibility: Open to both domestic and international students.
Application Deadline: Varies by program (typically Jan – March).
7. Illinois Wesleyan University Scholarships (Bachelor’s)
Provider: Illinois Wesleyan University
Best For: International students applying for undergraduate programs.
Coverage: Merit-based scholarships ranging from $16,000–$30,000 per year (₹13.3–₹25 lakh per year).
Eligibility: Awarded based on academic performance, SAT/ACT scores, and extracurricular achievements.
Application Deadline: Rolling admissions, but early applications are encouraged.
8. University of Miami Stamps Scholarship (Bachelor’s)
Provider: University of Miami
Best For: High-achieving undergraduate applicants.
Coverage: Full tuition, accommodation, books, $12,000 (₹10 lakh) enrichment fund, and other academic expenses.
Eligibility: Based on academic excellence, leadership skills, and extracurricular involvement.
Application Deadline: November 1 (Early Decision/Early Action applicants only).
9. AAUW International Scholarship (Women - Master’s & PhD)
Provider: American Association of University Women (AAUW)
Best For: Women pursuing Master’s or PhD degrees in the USA.
Coverage: $20,000–$50,000 (₹16.6–₹41.5 lakh) per year for tuition, living expenses, and research funding.
Eligibility: Open to non-USA citizens or permanent residents with a strong academic background and a commitment to advancing women’s equity.
Application Deadline: November 15 (annual cycle).
10. Knight-Hennessy Scholars Program (Master’s & PhD at Stanford)
Provider: Stanford University
Best For: Exceptional students pursuing a Master’s or PhD at Stanford in any field.
Coverage: Full tuition, living stipend, academic expenses, and leadership development opportunities.
Eligibility: Open to students from all nationalities with a record of leadership, innovation, and academic excellence.
Application Deadline: Mid-October (varies by year).
Top Universities in the USA Offering Fully Funded Scholarships
Many top universities offer fully funded scholarships that cover tuition fees, living expenses, and more. These scholarships can help you pursue your studies without worrying about finances. Here are some of the best options:
Fully Funded vs. Partial Scholarships: What's the Difference?
Many students wonder what sets fully funded scholarships apart from partial scholarships.
Below is a quick comparison to help you understand:
Scholarship Type
Coverage
Additional Considerations
Fully Funded
Covers tuition, living expenses, health insurance, travel, and books.
Very competitive; requires a strong academic record and leadership experience.
Partial Scholarship
Covers only tuition or a portion of tuition fees.
Students need to arrange additional funding for living costs and other expenses.
Other Financial Aid Options:
If you don’t receive a fully funded scholarship, you can explore:
Research Assistantships (RA) – Get paid while working on university research projects.
Teaching Assistantships (TA) – Earn a stipend by assisting professors in lectures and grading.
Work-Study Programs – On-campus jobs to help cover daily expenses.
Need-Based Financial Aid – Grants based on family income.
Tip: Some universities combine multiple funding options to cover your total costs. Always check for assistantships, grants, and work-study opportunities in addition to scholarships!
How to Increase Your Chances of Getting a Scholarship in the USA
If you’re wondering how to make your application stand out, don’t worry—we’ve got you covered. There are simple yet effective steps you can take to make your application stand out.
Most scholarships require a minimum GPA of 3.5 or higher on a 4.0 scale. Highly competitive programs prefer top-ranking students.
A well-written Statement of Purpose (SOP) and Letters of Recommendation (LORs) from professors or mentors can make a big difference.
Scoring well on GRE (320+), GMAT (700+), IELTS (7.5+), or TOEFL (100+) improves your chances of selection, especially for merit-based scholarships.
Many top scholarships have deadlines 6-12 months before the intake begins. Research early, shortlist programs, and submit applications before deadlines.
Work Opportunities to Help You Study in the USA for Free
For students looking to finance their education, several on-campus and off-campus work options are available:
Research and Teaching Assistantships
Many universities offer assistantships that cover tuition and provide a stipend. Teaching assistants (TAs) support professors, while research assistants (RAs) assist in labs.
Assistantships can cover up to 100% of tuition and provide a monthly stipend of $1,500–$3,000 (₹1.25–₹2.5 lakh).
On-Campus Jobs for International Students
International students on an F-1 visa can work up to 20 hours per week during semesters and full-time during breaks in roles such as:
Library assistant
Campus tour guide
Student counselor
Administrative assistant
On-campus jobs pay an average of $12–$20 per hour (₹1,000–₹1,700), helping students cover daily expenses.
Internships and Co-op Programs
Paid internships offer valuable work experience while also helping students finance their studies. Many universities have Co-op Programs where students alternate between study and full-time work.
STEM students in Co-op Programs can earn between $3,000–$6,000 per month (₹2.5–₹5 lakh).
Pro Tip: Apply for work-study positions as soon as you arrive on campus—these spots fill up fast!
How upGrad Abroad Can Help You Study in the USA for Free
Want to study in the USA but don’t know where to start? upGrad Abroad makes the process simple and stress-free.
Start Smart withAccelerated Pathway Programs: Study part of your course online in India and complete the final year on-campus in the USA. This saves you money on tuition and living expenses while giving you an international degree.
Lower Costs – Pay less by studying online first.
Smooth Transition – Settle into the US education system before moving.
Top Universities – Get access to globally recognized institutions.
Test Prep Support to Boost Your Admissions
Scoring well on entrance exams improves your chances of getting into top universities. We offer expert resources and practice materials for:
Do US universities provide full scholarships for all fields of study?
Not all fields have full scholarships, but many universities offer funding for STEM, business, law, medicine, and social sciences. Research-based programs, especially at the master’s and PhD levels, often have higher chances of full funding.
Can I get a full scholarship in the USA without high academic scores?
It’s possible, but competitive scholarships usually require a strong academic record. You can improve your chances by applying for need-based scholarships, sports scholarships, or leadership-based awards.
Are there fully funded scholarships for online degree programs in the USA?
Some US universities offer scholarships for online programs, but fully funded options are rare. Look for universities with tuition waivers, financial aid, or employer-sponsored funding.
How early should I start applying for scholarships in the USA?
Start at least 12–18 months before your course begins. Most scholarship deadlines fall between October and February for the next academic year.
What documents are usually required for US scholarship applications?
Common requirements include academic transcripts, SOP, LORs, standardized test scores (GRE/GMAT/SAT), proof of financial need, and language proficiency (IELTS/TOEFL).
Can I combine multiple scholarships to cover all expenses?
Yes, some universities allow students to stack multiple scholarships, but certain scholarships may have restrictions on combining funds.
What’s the difference between merit-based and need-based scholarships?
Merit-based scholarships are awarded based on academic, extracurricular, or leadership achievements.
Need-based scholarships are given to students who demonstrate financial need, regardless of academic performance.
Do I need work experience to qualify for scholarships for master’s programs?
It depends on the scholarship. MBA and professional programs may prefer work experience, but many STEM and research-based master’s programs don’t require it.
Are there specific scholarships for students from developing countries?
Yes, programs like the Fulbright Scholarship, Joint Japan/World Bank Graduate Scholarship, and AAUW International Fellowships offer funding for students from developing nations.
How do I find scholarships for PhD programs in the USA?
Look at university funding pages, government grants (NSF, Fulbright), and private research fellowships. Many US universities offer tuition waivers and stipends for PhD students.
What happens if I lose my scholarship due to low grades?
Most scholarships have minimum GPA requirements. If you fail to meet them, you may get a probation period to improve your grades before the scholarship is revoked.
Do I need to reapply for my scholarship every year?
Some scholarships are renewable, while others require annual reapplication with proof of continued eligibility (academic performance, financial need, etc.).
Can scholarship holders apply for additional financial aid in the USA?
Yes, you can apply for on-campus jobs, assistantships, and external grants to supplement your scholarship if needed.
Are scholarship recipients required to work for a certain period after graduation?
Some scholarships, like Fulbright, require students to return to their home country for a set period. Others have no restrictions. Always check the terms and conditions before applying.
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