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Scrum Master Salary in India: For Freshers & Experienced [2024]
Updated on 25 July, 2024
901.36K+ views
• 24 min read
Table of Contents
- Factors Affecting Scrum Master Salary in India
- Scrum Master Salary in India: Based on Location
- Scrum Master Salary on Other Countries
- Top Paying Locations In India For Scrum Master
- How to Improve Scrum Master Salary?
- Salaries of Related Roles Compared to Scrum Master
- What is Scrum?
- Scrum Job roles
- What does a Scrum Master do?
- Why Should You Become A Scrum Master?
- Top Skills of Scrum Master
- Is scrum master a good career in India?
- Conclusion
- Frequently Asked Questions (FAQs)
- Scrum Master Salary in India: Based on Experience
- Scrum Master Salary in India: Based on Employer
- Scrum Master Salary in India: Based on Skillset
Wondering what is the range of Scrum Master salary in India?
Have you ever watched a game of rugby? Whether your answer is a yes or a no, you might have come across the term ‘scrum’ in the sport where the team organises themselves to work together to achieve a goal. Well, professional teams need to ‘scrum’ to achieve their project goals and complex projects and unite efficiently through this project management framework.
Generally associated with the field and Information Technology and specifically, in software development, the Scrum framework has become a popular term. Often considered a lightweight Agile framework, Scrum was developed to provide adaptive solutions for complex problems. It breaks down complex tasks into smaller, manageable components. Its principles are not limited to the IT field but are transferable to any kind of teamwork. At the centre of its implementation is the Scrum team and the Scrum Master is at the helm of the ship.
Scrum Master Salary in India
The average Scrum Master salary in India is Rs. 1,412,000 per annum. It can go up to a maximum of Rs. 2,268,000 per annum in some situations and come down to as low as Rs. 7,02,000 per annum in other situations. The factors that play an important role in deciding a salary for a candidate is their experience, the city that they will be deployed in, and the company that they will be working with.
If all these factors work in your favor, you can expect to reach the higher side of the salary spectrum. Let us now see the difference in Scrum Master salaries according to location. (Data taken from Glassdoor)
Factors Affecting Scrum Master Salary in India
Scrum Master salary in India can be affected by multiple factors. Let’s see some primary salary affecting factors:
- Location
- Experience
- Employer
- Skillset
Scrum Master Salary in India: Based on Location
Scrum Master salary can vary significantly based on the location or place of your employment. It may be higher than the national average in cities like Bangalore, or it may be lower such as the Scrum Master salary Pune. We will be considering only the metro cities. If you are working as a Scrum Master in New Delhi, you will be earning something around Rs. 1,276,000 per annum. The average salary of a Scrum Master in Mumbai is quite similar to what this professional earns in New Delhi. It is around Rs. 1,255,000 per annum. It is on the higher side when it comes to Bangalore. The Average Scrum Master salary Bangalore is Rs. 1,500,000, which is higher than the national average. Therefore, most of the professionals aim to bag opportunities that allow them to bag a scrum master salary Bangalore instead of the scrum master salary Pune has to offer.
Location | Salary |
Bangalore | ₹16.9 Lakhs |
Mumbai | ₹15.4 Lakhs |
Hyderabad | ₹16.2 Lakhs |
Chennai | ₹15.8 Lakhs |
New Delhi | ₹15.5 Lakhs |
Pune | ₹16.3 Lakhs |
Gurgaon | ₹15.9 Lakhs |
Noida | ₹15.8 Lakhs |
The figure stands at Rs. 1,647,000 per annum. In Hyderabad, the average Scrum Master Salary is Rs. 1,366,000 per annum while in Pune, it is Rs. 1,438,000 per annum. A Scrum Master in Chennai earns around Rs. 1,300,000 per annum. In Kolkata, the salary is Rs. 1,446,000 per annum. (Data were taken from Glassdoor)
This list clearly elucidates the point we are trying to make. Your salary as a Scrum Master would not only vary depending on the company you are working with but also the location you are at. So, if you are working as a Scrum Master in Bangalore, you will be earning about 17% more than the national average. However, the same can’t be said about the salaries of Scrum Masters who work in Noida, Mumbai, and Chennai.
The salaries at these locations are significantly less than the national average. This difference in salaries can be explained by the presence or non-existence of top companies in these cities. Bangalore is referred to as the IT Hub of India. There are more MNCs in Bangalore than any other city. These top companies are willing to even go beyond their limits to pay higher salaries to candidates who they think are going to be a value addition in their organisation.
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Scrum Master Salary in India: Based on Experience
Let’s see how scrum master salary in India varies based on experience.
Experience | Salary |
5 Year | ₹10.4 Lakhs |
6 Year | ₹11.7 Lakhs |
7 Year | ₹12.9 Lakhs |
9 Year | ₹14.4 Lakhs |
8 Year | ₹15.6 Lakhs |
10 Year | ₹16.3 Lakhs |
12 Year | ₹18.1 Lakhs |
14 Year | ₹19.3 Lakhs |
Entry-Level Scrum Master Salary
The average entry-level scrum master salary in India is ₹579,557
Mid-Level Scrum Master Salary
The average mid-level scrum master salary in India is ₹1,200,480.
Experienced Scrum Master Salary
The average experienced scrum master salary in India is 1,538,005.
Let’s see how the salary increases with experience:
Scrum Master Salary in India: Based on Employer
Let’s see the most popular employers that employ certified Scrum Masters and what salary they pay them. Capgemini is the company that pays its Scrum Masters the highest salary. The average figure is around Rs. 1,225,000 per annum. The next in line is J.P Morgan Chase & Co. that pays in the range of Rs. 1,224,000 per annum, which is not too dissimilar to what Capgemini pays.
HCL Technologies Limited pays around Rs. 1,000,000 per annum while Tata Consultancy Services offers around Rs. 967,000 per annum to its Scrum Masters. The company that pays the lowest salary to Scrum Masters is Infosys Limited. The average pay is around Rs. 723,000 per annum. (Data taken from Payscale)
Also Read: Software Developer Salary in India
Scrum Master Salary in India: Based on Skillset
Let us also look at the average salaries of professionals with related skills. The minimum and maximum average salaries of
Project managers | ₹ 4,79,000 – 2,000,000 / Year |
IT Business Analysts | ₹ 2,74,000 – 1,000,000 / Year |
Sr. Business Analysts | ₹ 4,36,000 – 1,000,000 / Year |
Operations Manager | ₹ 2,99,000 – 2,000,000 / Year |
Sr. Project Managers | ₹ 1,000,000 – 2,000,000 / Year |
Scrum Master Salary on Other Countries
Top Paying Locations In India For Scrum Master
India is a hub for IT and project management professionals, with various cities offering lucrative opportunities for Scrum Masters. Let’s delve into some of the top-paying locations where Scrum Masters can thrive in their careers.
Bengaluru – The Silicon Valley of India
Bengaluru, often referred to as the Silicon Valley of India, stands out as a top-paying location for Scrum Masters. The city hosts numerous IT giants and startups, creating a high demand for skilled professionals. The competitive job market in Bengaluru translates to attractive compensation packages for experienced Scrum Masters.
Pune – A Growing IT Hub
Pune has emerged as a prominent IT hub, attracting businesses from various sectors. The city’s focus on technology and innovation has led to an increased demand for Scrum Masters. Pune offers competitive salaries, making it an appealing destination for those seeking financial growth in their Scrum Master careers.
Hyderabad – Tech-driven Opportunities
Hyderabad, renowned for its Information Technology and business-friendly environment, is another top-paying location for Scrum Masters. The city’s robust IT infrastructure and a plethora of multinational corporations contribute to the high demand for skilled professionals, resulting in competitive remuneration Infosys scrum master salary.
Mumbai – Financial Capital with IT Opportunities
Mumbai, India’s financial capital, is not just about finance. It boasts a thriving IT sector, providing ample opportunities for Scrum Masters. The city’s dynamic business landscape and diverse industries translate to attractive scrum master fresher salary packages, making it a lucrative choice for those seeking financial rewards.
Chennai – Emerging IT Destination
Chennai has rapidly evolved into an emerging IT destination, offering a favorable environment for Scrum Masters. The city’s expanding IT sector and the presence of major technology companies contribute to competitive salaries. Chennai’s affordability combined with lucrative pay, makes it an attractive location for Scrum Master professionals.
How to Improve Scrum Master Salary?
There are a number of ways by which you can improve your scrum master salary or scrum master salary India with the time. They are: –
Developing Your Skills in Scrum
To become an expert in Scrum, it’s crucial to invest time in skill development. Participate in courses, attend meetups, and join conferences dedicated to Scrum practices. Engaging in hands-on experiences will deepen your understanding and proficiency in implementing Scrum methodologies.
Certification for Career Advancement
Consider obtaining certifications such as Certified Scrum Master (SMC) or Professional Scrum Master (PSM). These certifications not only enhance your skills but also open doors to rewarding career opportunities. A Certified Scrum Master (CSM) certification, in particular, can significantly impact scrum master salary or certified scrum master salary, making it a valuable investment in your professional growth.
Pursue Advanced Degrees for Higher Earning Potential
Boost your career prospects by pursuing advanced degrees, like a master’s or a Ph.D. in project management or a related field. These degrees not only demonstrate your commitment to continuous learning but also position you as an expert in the field. With advanced qualifications, you can command a higher entry-level scrum master salary in India or a Deloitte scrum master salary reflecting your expertise and knowledge.
Build Practical Experience in Scrum
Hands-on experience is invaluable in the world of Scrum. Take on increasingly challenging projects and positions to build a robust portfolio of achievements. Practical experience not only enhances your skills but also showcases your ability to apply Scrum methodologies effectively. This real-world expertise is highly regarded in the professional landscape.
Network Within the Scrum Community
Joining networks such as the Scrum Alliance or the Agile Alliance provides a platform for networking and learning from peers in the Scrum community. These connections can lead to job opportunities and valuable insights into best practices. Being part of a community allows you to stay updated on industry trends and collaborate with like-minded professionals.
Negotiate Your Salary Strategically
Armed with your skills, certifications, and experience, it’s essential to negotiate your scrum master salary in India effectively. Conduct thorough research on industry standards and scrum master fresher salary ranges for professionals with your qualifications.
Leverage your practical experience and certifications to showcase your value to potential employers. A well-negotiated scrum master salary in India or salary for certified scrum master not only reflects your worth but also sets the foundation for a financially rewarding career in Scrum.
Salaries of Related Roles Compared to Scrum Master
Let’s look at the average salaries of other software related roles compared to Scrum Master salary in India.
Software engineer average annual salary in India: ₹514,537
Java Developer average annual salary in India: ₹445,864
Also checkout: Full stack developer salary
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What is Scrum?
Scrum framework makes different teams involved in software development function as a single team. It is much like DevOps and Agile teams that work together to achieve a common objective. Scrum is all about making teams learn from their experiences and work on their organization themselves when finding a solution for a problem. It also encourages teams to follow a path to continuous improvement by delving into the reasons for their victories as well as losses. It is just like how a rugby team works, and no wonder that the framework gets its name from the same sport.
Scrum outlines specific fundamental values known as the ‘Scrum Values.’ They are- courage, focus, commitment, respect, and openness. Each of these values contributes toward the cohesive functioning and management of a Scrum team.
Additionally, Scrum has three artifacts or tools to solve a problem. Let’s take a closer look at each of them.
- Product Backlog- Maintained by the Product Owner or Product Manager, the product backlog is the team’s to-do list. It is a list of tasks that need to be done by the team and updated constantly to keep track of the dynamic situation that needs to be considered for the project. It provides the data for the sprint backlog.
- Sprint Backlog- A development team selects the enhancements, fixes, and user stories that will take priority in every sprint cycle. During the sprint planning meeting, the list of tasks is selected for the development team will work to complete. Although the sprint goal is set in stone, the sprint backlog is flexible and can evolve depending on the conditions of the sprint.
- Increment- Also known as the Sprint Goal, an increment is the end product of a sprint, meaning it is what the team has ‘Done’ or completed in the sprint. It marks the closure or completion of a sprint goal. However, the sprint goal may not necessarily mean that a product has been ‘shipped’ to the customer, as each sprint duration may differ from team to team.
There are five Scrum Events or prescribed events to introduce efficient time management to prevent wastage of time through unnecessary team meetings and bring regularity to the project. They are:
- Sprint- A Sprint has a fixed time length and may be considered a short project to achieve a Product Goal. To create consistency, each Sprint is for one month or less. The Sprint includes all the other Sprint Events. It ensures progress is made towards achieving the Product Goal and allows the team to inspect and adapt their work at each stage of executing the complex task.
- Sprint Planning- During this Scrum Event, the team collaboratively decides the necessary tasks they will undertake from the Product Backlog during the current sprint cycle. Sprint Planning is generally timeboxed to a maximum of eight hours for a one-month cycle to prevent time waste.
- Daily Scrum- Usually a 15-minute Scrum Event for Developers, it helps them take stock of the progress made towards the Sprint Goal and to adjust their Sprint Backlog according to the need of the needs of their goal. The Product Owner and Scrum Master may participate in these events as Developers depending on their involvement with the project.
- Sprint Review- Involving the Scrum Team and stakeholders invited by the Product Owner, the Sprint Review is a session to review the accomplishments of the sprint cycle and the progress made towards achieving the Product Goal. The team also examines future adaptations during the review meeting.
- Sprint Retrospective- It is the concluding Scrum Event where the Scrum Team evaluates their performance to improve their future effectiveness as a team. They inspect what worked for them and what didn’t during the Sprint cycle. Moreover, recommendation on what changes are necessary to increase productivity and efficiency for the next Sprint is deliberated.
The Scrum that we are discussing here applies to software development teams, but there is no reason why its principles can’t be used in other types of teamwork. And that is one of the biggest reasons that it is so popular across the world. It is also often taken as a part of the agile project management framework, which it is not. Scrum is used to define a set of roles, meetings, and tools that work together in an organized manner to allow teams to structure themselves and handle work management more efficiently.
Now the reason that makes people think that Scrum has something to do with agile is its principle that focusses on continuous improvement, which is also one of the primary principles of agile. The difference lies in the basic and general purpose of using the two.
Agile is an approach or a mindset while Scrum is a framework whose only purpose is the get the work done. Going agile takes dedicated effort from the entire team. On the other hand, Scrum is a framework that can be put to work any given day to start about the agile way and build principles that are associated with it.
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The Scrum framework is empirical in nature. Its basics include continuous learning and flexibility to factors that keep on fluctuating. It works on the assumption that a team doesn’t have complete knowledge of a project in the beginning. But it becomes better in this aspect with experience. It follows a structure to allow teams to adjust to ever-changing user requirements and conditions. Short release cycles and re-prioritization help teams to constantly learn and get better. It is structured but in no way rigid.
It is easy to customize its execution based on the requirements of a business. You will find a number of theories that say different things about the ways that Scrum teams need to work to be successful. No matter what way you choose, make sure you maintain clear channels of communication, dedication towards achieving continuous improvement, and utmost transparency to be successful.
Scrum Job roles
1. Product owner
This individual needs to be someone who is always available has a vision and commands authority. It’s the product owner that is given the responsibility to continuously remind the development team of its visions and priorities. It has often been seen that it becomes difficult for these individuals to know the right extent to which they need to involve themselves in a project.
As we already discussed, Scrum encourages teams to organize themselves on their own, so it is very important for a product owner to not start micro-managing the teams. But they also have to available all the time to answer the team’s questions. They just need to find the right balance.
2. Scrum Master
This individual is the facilitator or the organizer for the product owner as well as the team. However, this person is not involved in team management. The focus of the Scrum Master is to get rid of all the hurdles that are coming in the way the team’s achievement of its sprint objectives. Scrum Master ensures that the team continues to be both productive and creative and that it is able to showcase its successes in front of the product owner. This individual also makes suggestions to the product owner for maximizing ROI.
3. Team
The team self organizes itself to complete the work. Scrum teams usually have between three to nine members that sit in one room, away from any distractions. Scrum teams for software development projects have programmers, software engineers, analysts, architects, testers, UI designers, and quality analysts. The team, with every sprint, has the responsibility of determining how it will complete the given work.
Read: Full-Stack vs. Software Engineer
What does a Scrum Master do?
The Scrum Master ensures the facilitation of the Scrum framework during a project. They are responsible for holding together the framework and simplifying the entire process for the team, the product owner, and the organization in general. This individual is the point of contact for both the product owner and the team and is also responsible for understanding every sprint’s broader development picture.
These people not only delegate tasks to the team but also ensure that every member of the team is working on the priority task at a given point of time. Another responsibility is not letting the team sit idle and ensuring that it is fully deployed for a project.
The Scrum Master also works closely with the product owner and ensures that the team understands the domain, objectives, and scope of a product. They help the product owner to get effectively manage the product backlog before the next sprint. They also organize sprint planning meetings and eliminate the hindrances coming in the way of the successful completion of a project.
The Scrum Master also has a few important responsibilities towards their organization. They take the coaching and leading responsibilities during the transition phase. They make all the stakeholders and employees understand the empirical model of product development and follow it. They will work with other Scrum Masters in an organization to ensure that the productivity runs uniformly throughout. They also keep the stakeholders informed about the current status of sprint and development.
Now that you know what the Scrum framework is, how it works, and the responsibilities that a Scrum Master has to fulfill, we will shift our attention towards Scrum Master salary in India and what factors play an important role in deciding it.
Check out: Product Management vs Project Management
Why Should You Become A Scrum Master?
In-Demand Skills
The Scrum Master role lies in its high demand within the technology industry. As Agile methodologies become the norm for companies, the need for proficient Scrum Masters is rising. By stepping into this role, an individual opens doors to a number of job opportunities.
Competitive scrum master certification salary
It’s not just the demand that makes the role attractive; it’s also the paycheck that follows suit. According to Glassdoor, the average annual certified scrum master salary or salary of scrum master for a Scrum Master in the United States stands at an impressive $97,000. But the earning potential is influenced by factors like experience, location, and the size of the company you choose to work for.
Improve Team Dynamics
They play a pivotal role in fostering a productive and collaborative team environment. This means your skill set equips you to find out and resolve conflicts within the team that promote open communication among members. This will enhance teamwork and the creation of a positive work culture where individuals thrive collectively.
Increase Project Success Rate
The Agile methodology, synonymous with Scrum Masters, boasts a track record for delivering successful projects on time and within budget. Your role involves implementing Agile practices, significantly improving the likelihood of project success. This not only adds value to your position but also bolsters your credibility as a project leader.
Opportunities for Growth
Becoming a Scrum Master is not a one-time achievement; it’s an ongoing journey of learning and growth. Continuous improvement is the demand of this role, with a lot of opportunities to expand your knowledge through workshops, conferences, and networking with fellow professionals. This commitment to growth not only enhances your personal development but also positions you for potential career advancements.
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Top Skills of Scrum Master
Embracing Agile Wisdom
In the dynamic realm of agile development, a Scrum Master stands as a guiding force, armed with an agile mindset. This foundational skill involves not just comprehending the agile values and principles but weaving them seamlessly into the intricate fabric of the Scrum framework.
Crafting Communication Mastery
A Scrum Master excels as a communicator, seamlessly navigating the channels of conversation. The ability to not only convey information effectively but also to listen actively is paramount.
Coaching Excellence
A Scrum Master dons the hat of a coach, imparting agile wisdom to both the team and the broader organizational landscape. The role involves not just guiding but nurturing a culture of continuous learning rooted in agile practices, values, and principles.
Conflict Resolution Virtuosity
In the complex world of collaborative endeavors, conflicts are inevitable. A Scrum Master, akin to a skilled mediator, steps in to resolve conflicts within the team and between stakeholders. This skill isn’t just about pacifying; it’s about harmonizing discord and channeling it towards constructive outcomes.
Championing Servant Leadership
The essence of a Scrum Master lies in servant leadership. Leading by example, they serve the team, fostering an environment of self-organization and empowerment. In this role, authority takes a back seat to collaboration, and mentorship becomes the driving force.
Pioneering Continuous Improvement
A Scrum Master doesn’t merely settle for the status quo; they are the champions of continuous improvement. Their role extends beyond the sprint cycles, encouraging and facilitating a perpetual quest for betterment within the team and the broader organizational landscape.
Technical Acumen
While not necessarily a coding virtuoso, a Scrum Master possesses a foundational understanding of technical practices and the product being developed. This knowledge bridges the gap between the visionary aspects of agile planning and the nitty-gritty of execution.
Lean Thinking
In the pursuit of efficiency, a Scrum Master applies lean principles, aiming to eliminate waste, enhance flow, and optimize the delivery of value. This skill entails a meticulous approach to refining processes and ensuring the agile journey is as streamlined as possible.
Emotional Intelligence
At the core of a Scrum Master’s skill set lies emotional intelligence. This involves not just understanding and managing one’s own emotions but also navigating the intricate web of emotions within the team. Fostering a positive team culture becomes second nature, creating an environment where each team member can thrive.
Is scrum master a good career in India?
Conclusion
As you can see, Scrum Masters are unique and play a significant role in the overall success of an organization. They collaborate with both product owners and teams to ensure the framework is properly deployed, and the project is timely completed. People often mistake them for project managers. The right Scrum Master can make a huge difference.
We hope you liked our article on scrum master salary in India. These numbers above are not set in stone. The real influencer of your salary is the skills you have, the mastery you have attained over them, and how quickly you grow and make the company grow as well.
If you’re interested to learn more about scrum, full-stack software development , check out upGrad & IIIT-B’s Executive PG Programme in Software Development- Specialisation in Full Stack Development which is designed for working professionals and offers 500+ hours of rigorous training, 9+ projects, and assignments, IIIT-B Alumni status, practical hands-on capstone projects & job assistance with top firms.
Frequently Asked Questions (FAQs)
1. What is the salary of a Scrum’s Master in India?
The average Scrum Master salary in India is ₹ 1,412,000 per annum.Factors affecting Scrum Master salary in India are experience, location, job role and skillset.
2. Scrum Master salary based on Indian cities?
Bangalore is the dream city for Scrum Master with an average salary of ₹1,647,000. Pune follows with ₹1,438,000, then Hyderabad provides ₹1,366,000 and finally New Delhi & Mumbai average at ₹1,265,000.
3. How Scrum Master Salary in India changes with experience?
Entry level Scrum Master earns around ₹5,79,557 per annum. When he goes to mid level, the average Scrum Master salary is ₹1,200,480 per annum. SeniorScrum Master earns more than ₹1,538,005 per annum.
4. Can a non-IT individual become a Scrum Master?
Having no experience in the IT industry is generally not considered a limitation to assuming the role of a Scrum Master. Experience as a software developer or IT experience is not mandatory if you aspire to work as a Scrum Master in an Agile environment. However, having some IT experience makes you familiar with the different stages of the software product development life cycle, which in turn helps you make better team decisions and understand risks and blockers. Without this experience, managing your team correctly and making the right decisions can be more challenging. But it is possible to acquire this experience once you start working as a Scrum Master.
5. What job can you do after completing your Scrum Master's certification?
A trained or certified Scrum Master can pick from various job options. If you are already managing project teams, a Scrum certification course will help you add more value and generate better productivity levels in your team. You can add more weightage to your candidature during appraisals and move up the corporate ladder with a Scrum master certification. If you are a fresher, you can choose the job roles of Scrum Master or Iteration Manager as well. With more years of experience, you can advance towards the position of Senior Scrum Master. With further experience, you can become a Coach Scrum Master to train teams and individuals.
6. Is a project manager's role the same as a Scrum Master's?
Project managers can become Scrum Masters and vice versa. However, these are pretty different roles. A Scrum Master’s role is specifically meant for Scrum teams, whereas project managers can lead any project. Again, a Scrum Master's core responsibility is to lead their team and ensure that they abide by the Scrum principles. They also have to facilitate meetings and plan sprints and retrospectives, which are part of the Agile process. A project manager takes care of diverse aspects, from budgeting, logistics, and schedules to communication plans, team motivation, and delivery.
7. Do Scrum Masters get paid well?
Yes, Scrum Masters are generally well-compensated, with salaries varying based on experience, location, and industry.
8. Can a fresher be a Scrum Master?
It's uncommon, but possible if the fresher has strong foundational knowledge in Agile methodologies and relevant certifications.
9. What is the salary of a Scrum Master at Amazon?
The salary of a Scrum Master at Amazon typically ranges from INR 15-25 lakhs per annum, depending on experience and location.
10. What is the Scrum Master salary at TCS?
The salary for a Scrum Master at TCS typically ranges from INR 8-15 lakhs per annum, depending on experience and location.
11. What is the Scrum Master salary in India per month?
The average Scrum Master salary in India per month ranges from INR 70,000 to INR 1,50,000.
12. What is the Scrum Master salary for 10 years of experience?
A Scrum Master with 10 years of experience can expect to earn between INR 20-30 lakhs per annum.
13. What is the Scrum Master salary for a fresher?
A fresher Scrum Master can expect to earn around INR 4-8 lakhs per annum.
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